James
Amazing service
Amazing service! Everyone was so friendly, never thought getting out of debt was easy this way.

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Flux Credit (fluxcredit.com) has 35 customer reviews on Five Star Index, with an average rating of 4.5 out of 5.
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Credit & Debt Services · Irvine, California
Excellent

Credit & Debt Services · San Diego, California
Excellent

Credit & Debt Services · Camarillo, California
Excellent

Credit & Debt Services · Costa Mesa, California
Excellent
35 approved reviews, newest moderated first
James
Amazing service! Everyone was so friendly, never thought getting out of debt was easy this way.
MRM
I would like to take a moment to thank Jeremy and Julie at Flux, along with Dan Rauscher at Catalyst Financial, for taking time to personally assist and guide me through the complexities of the debt settlement process. The individually tailored advice, attention to detail, candor, and instilling of confidence collectively were outstanding. Unlike the larger companies, Flux and Catalyst take their respective clients seriously, demonstrating care and concern for providing the best possible results. I cannot express sufficient gratitude for the kindness, reassurance, and expertise the team has established for success.
Lainie H.
Over a couple of years, Jeremy and a few other employees at Flux Credit have assisted me through some situations that if I had handled alone would have been catastrophic. Possible garnishments and a lot of unnecessary debt. They handled my payments and communication with debt collectors and now my credit is looking pretty good. Jeremy is down to earth and surprisingly very responsive when I have questions or need assistance. It’s worth the time to get this agency working for you!
Stephanie A.
I cannot believe it took me so long to leave a review. When I knew the only way out of my debt was to settle, I was wary of any debt settlement group, having heard horror stories. I am SO glad that I found FluxCredit. They are the real deal! They helped me settle by debt for tens of thousands of dollars less than I would have had to pay on my own, and they dealt with BOA when they wanted to take me to court. Jeremy was always so kind and willing to talk me through everything, and I felt like he really cared. I paid off my settlement back in 2021, and my credit score is back to being great, my business is now a multi-six-figure business and I have zero debt. I just want to give others hope that you can turn things around. FluxCredit is a big reason I have financial freedom right now. I'm eternally grateful to them.
Cathyjo M.
I received immediate correspondence from Pond. After all the hoops he gave me a final price of $9,795.00 which was a better price than the original cost of $14,000. Then I got the paper work. What they were able to save me from the Vendor they tried to charge me and then some in Attorneys costs, over $16,000 in total. When working with a 3rd party sometimes you don't know what there offering your customer. In my case it was a huge surprise to the company as well as the owner. I received a phone call from Robin who took the time to go over everything with me. In the end the options were not favorable for me. I appreciate the time that Robin and even the owner of the company took with me to try to rectify this situation. After all is said and done I would refer my family and friends to this company.
Response from Flux CreditJul 1, 2023
Hi Maya. It was good speaking with you yesterday and I am glad you brought this to our attention. You did the right thing, looking for a second opinion. Sorry to get your hopes up on the arrangement but at least you were savvy enough to realize the first offer you had ended up being the right decision. In general, we are able to assist with reasonable settlements. However, with lawsuits the percentage and terms on reduction is generally less favorable versus a non-legal account. In your case, we attempted to use a third-party attorney, and their fees were high. There are always other alternatives, such as setting up a reserve account and settle the matter later in lump, but in your circumstance, paying directly with a guaranteed outcome makes the most sense. You are correct, People Do Matter! I remind myself of this daily and continue to stay engaged on the front lines. It's helpful to know what is happening so we can help make it better for all. Have a Happy 4th of July!!! Jeremy Jacobus President & CEO FluxCredit, Inc.
Stephanie S.
Hired these guys to get money owed me from my ex husband. Garrett took my money then attempted to take more out of my bank account I stopped that. They stated that I had not paid them the 200.00 they stated was their fee to get my money from my ex husband that he owes me in a judgement. I proved that I paid them. They sent me to someone else whom has never done anything for me. So essentially I am out 200.00 and nothing is different. Ex husband still owes money ex husband still has not paid money. Plus I am out 200.00 and the referral they gave me I've gotten no where with them. Be cautious extremely cautious
Edward J.
My experience with Flux Credit was awsome. They were knowledgeable and address my concerns. I will use them again in the future.
Response from Flux CreditNov 17, 2022
Thank you, Edward! We sincerely appreciate your kind words. It's been a pleasure working with you and we look forward to our continued business relationship!
Rick A.
A marketing firm had cheated me and nearly wrecked my online business. My losses totaled $170,000, but suing them was not a good option because the firm is insubstantial and its officers asset-poor. Enter Flux Credit, which sold themselves to me as a company that could get results, even if it required legal assistance. They overpromised. Turns out they are nothing more than bill collectors, a skill which I possess myself. I told Flux Credit up front that bill-collecting was not the kind of help I needed. They said okay, we can help you anyway. Unfortunately, they failed to deliver. A customer rep named Lawrence Kelly was assigned to my case, but he dropped the ball repeatedly. I had to call him for progress reports, and although he promised to move things along and get back to me, he failed to do so no fewer than four times. At one point, his superior mentioned giving me back my initial fee of $200, admitting there was not much they could do to help me. When I recalled this offer to them before we parted ways, they said, well, no, they couldn't do that. My memory is foggy concerning how I found these guys, but it may have been on CraigsList. That turns out to be a bad place to seek legal help. Flux Credit strikes me as a legitimate firm, but they exaggerate their capabilities, and the customer rep who handled my case was negligent, irresponsible and did not do the work for me that he had promised, including making some phone calls. He tried to fake having done so in one of our calls, but I had to remind him that he didn't even have the name of one of the fraudsters he purported to have called, nor contact information for their lawyer. In fairness, the intake guy (Jeremy) I first spoke with was polite, patient and legally knowledgeable. I say patient because I hung up on him when he first called. I hadn't realized that I'd put out a feeler to his company and that he was just getting back to me. A real professional -- which is why I've given them two stars rather than one..