Y. J.
Great Experience Settling HOA Dispute
I had a great experience working with Jasmine. She was professional and kept me informed and encouraged throughout the process. She helped me to save thousands upon settling my dispute with my HOA.

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Flux Credit (fluxcredit.com) has 35 customer reviews on Five Star Index, with an average rating of 4.5 out of 5.
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Credit & Debt Services · Irvine, California
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Credit & Debt Services · San Diego, California
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Credit & Debt Services · Camarillo, California
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Credit & Debt Services · Costa Mesa, California
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Showing 30 reviews with 5 stars · Clear filters
Y. J.
I had a great experience working with Jasmine. She was professional and kept me informed and encouraged throughout the process. She helped me to save thousands upon settling my dispute with my HOA.
Ken J.
I would recommend flux credit to any one in need of legal assistance . They helped me out tremendously when I was facing a wage garnishment
marisa M.
I came to Flux Credit when I was done blocking collection calls and ignoring credit card collection calls. I finally had to face the music and get my credit back up and I had no clue what my first steps would be. I was hesitant to call any credit helper agency to be honest because I was already freaked out about all my bills but dealing with something else was just another something . BOY I was wrong ! I worked with Chris for a little over a year and a half and his knowledge and expertise has helped my credit tremendously. He also was there to communicate and explain everything down to the tee. I watched Chris clear up my credit report in awe. He offered me advice to increase my credit. Everything recommendation he gave me, I did and my points increased daily. I am so grateful to have trusted him with my journey in achieving a higher credit score . I started with 8 accounts and now I am down to 2 accounts and almost done! He did everything from answering my questions on a Sunday afternoon to settling the toughest accounts. All I did was sit back and watch my credit increase. He understood where I was coming from and we became good friends along the way. I know it can be scary and you may feel Vulnerable to open the burden you have to someone else but without Chris and Flux Credit , I would still be blocking all those calls! If you want to better your credit, Flux Credit is the way to go!!
Laura M.
I'm very happy with the work that Chris at Flux Credit did on our behalf and highly recommend them. I reached out to Flux Credit when a collection agency was hounding us and threatening to sue. A hospital imaging provider did not submit their claim to our health insurance plan for over a year, at which time the insurance company rejected the claim because it fell outside their timing guidelines. Although our insurance company determined we did not owe anything, the provider turned this over to a collection agency, who harassed us throughout 2019, 2020, and 2021. Flux negotiated a reduced settlement with the collection agency and got their legal commitment to permanently close the case. Chris was very communicative, keeping me in the loop regularly throughout the three-month process and always responding quickly to my calls and emails. Everything was handled very professionally. I would turn to Flux Credit again should we ever have a need.
Edward R.
Flux Credit brought peace to my home. Within 12 hours they had a resolution for my financial issue. Honest and integrity. I never leave feedback for a company, however today that changed. As of today, a problem that has followed me for 20 years, has ended. Thank you for your follow thru and thank you for ending the nightmare for me and my family.
Response from Flux CreditJun 26, 2021
I appreciate your kind words and laugh out loud how I and the opposing party kept mixing up your name :). Not every account is as "easy" as yours, nevertheless it still took some persistence and follow through to hit this one over the head to get the SOJ filed with the court. I know other firms may have charged a couple of grand for that and I am proud that we designed a way to do that for just a fraction. I am glad your nightmare with this matter is finally over. Now that Covid is lifting, enjoy a cocktail on the beach - Life is Good!!! -Jeremy
KENNETH
flux credit Is an incredible company they help me get out of debt in three years. Jeremy was always there to talk me through everything and to help me with anything I needed! Thank you Flux and Jeremy 🙏🏼
Response from Flux CreditMay 24, 2021
Thank you Ken! I'd like to share a little of your back story here because it's people like you that make this job absolutely worth it!: Ken found FluxCredit in January of 2018. He needed help with a creditor lawsuit and we instantly jumped in to settle that for him. Along the way we discovered that he had approximately 10 other defaulted debts and we immediately took action to stave off future legal filings. We worked all these cases out within Ken's budget to full satisfaction. Along the way, we certainly formed a telephonic bond. Ken was very interested in going to a convention in Chicago in 2019 but he had never booked a flight before. The flights he found were over $500 round trip, but we booked one for him for less than half of that! Further, he was short on funds and we advanced him. He had the time of his life and good thing, because who knew Covid was lurking around the corner, which would have made this an impossible trip in 2020. By early 2020, Ken was nearly complete with his settlement program. We furthered his progression along by introducing him to a new secured credit card. By the summer, he was fully graduated with cash in savings and a 700+ credit score! Recently I heard back from Ken and helped him at no charge with one additional item. This is a promise that we make - bond for a lifetime with Flux; we'll always be there for you. This has truly been an awarding experience helping Ken. Good Luck to you sir in the future and as always, you know how to reach me if you need anything or just want to say hi. -Jeremy
John W.
This is a well run, efficient and knowledgeable organization. They were straight forward , honest, and good communicators. I would highly recommend this fine company.
Aaron
had got garnished out of no where i had got served but forgot like an idiot but when i seen the first garnishment i called flux immediately and 2 days later he came back with a 40 percent reduction at a full settlement and my got my garnishment back i recommend using these guys