Ale X.
This card isn't bad for a start
This card isn't bad for a start. What definitely needs to be improved: the top-up limit of $500 in three business days is too low and takes too long. Access to the credit score still doesn't work. The monthly spending limit of $1,000 to $2,000 needs to be increased.
Response from firstcard.appAug 15, 2025
Hi Alex, Thank you for sharing your feedback. The $500 top-up limit applies only to certain ACH transfers. If you use your Firstcard account and routing number from your external bank, or send a wire, you can deposit up to $10,000. Regarding spending, we don’t have a fixed monthly limit. Instead, there’s currently a daily limit of $2,000 and a single transaction limit of $1,000. As for credit score access, our team is working on improving this experience so you’ll be able to view it more smoothly in the app now. Thank you for your feedback!