Elite Legal PracticeReviews of elitelegalpractice.com

MY BIGGEST REGRET IS WORKING WITH THIS FIRM. DO NOT DO the debt resolution program with this firm. Just got call saying we are still waiting to hear back from creditors. AFTER OVER 1 YEAR? Signed up Nov 23’ with 2 Cc (Wells Fargo and AMEX), 1 personal loan(Discover) and a student loan (Sallie Mae). Before I enrolled, I was told debt was gonna be resolved 6 months to a year. BIGGEST LIE. And when I told them “why is this taking so long?? I was told 6 months to a year” they’re like “WE APOLOGIZE SOMEONE TOLD YOU THAT, BUT THIS IS A LENGTHY PROCESS” Obviously they won’t accept it cause if they say that to potential victims, anyone would say” LENGHTY PROCESS? NAH IM GOOD” . Cause JUST last month, over 1 year later from enrollment, I got a settlement with Wells Fargo. Which out of my 11k debt, I have to pay 8k in 3 years. And Elite advised either accept or Wells Fargo take you to court but Elite won’t represent you in that matter. So I had to take it. So far that’s the only account Elite “helped” with. Been paying over 800 dollars a month for around 60k debt. After this “settlement”, it went down to 660, difference don’t even cover the settlement monthly I have to pay. STAY AWAY! My experience with them is horrible! I will leave another review IF and/or WHEN Elite “helps” with another account. Hope they actually do what I was promised with the other accounts, that my debt will be significantly reduced and erased from my credit report.

Do NOT use this company. I am in the process of filing a suit with them for consumer fraud. They will take your money and tell you they have done all of this work with nothing to provide or prove. They wanted to give me a fraction of what was in my escrow account. It has taken me 4 weeks to even get a response. I will be using an attorney and have already contacted the State of NV. I also plan to contact the FTC, CFPB and then the attorney general. Yes, they are that bad folks. Please be cautious in anything you do with this crooked organization.

They steal your money, do nothing to advance your rights or case, ignore all communication. They prolong your debt situation. I spent 5,000 dollar for them to just get debt collector to stop calling and sending letter. I am face with to lawsuits. I have enter into an agreement with one to pay 356 a month for two years and was paying elite 525 and now they still wanted me to pay them 425.00 a month for what? This is a despicable company who preys on the financially vulnerable. They don't pay anything off for you and in the meantime you run the risk of being sued and still having to pay out more money. It is difficult to cancel your contract with them they put you on long hold times thinking that you will just hang up.

I signed up in 2023 and have received multiple summons. All of which I have had to pay the full amount. (They were able to get me monthly payments) However, I have been paying ELP approximately $1,050 a month - So I’ve paid over $15,000 already. I have asked by phone and by email which credit companies they have dealt with. They continuously say that they are still working on it. Initially, they told me it would take about 5 months to get feedback from creditors. Yet, each month I still paid my $1,050. I never received emails or anything in writing as to what they had been working on. Every payment was paid - (FYI- I didn’t bounce any payments) ELP stated that they have a monthly check in (with you - the client) by phone. If you miss the call- then you missed out. I called multiple times and asked for updated emails or something in writing. I requested speaking with someone and sent emails asking for updates in print. The person I spoke to said they weren’t allowed to give information by emails or mail anything. They can only give information by phone. Yet, when you do speak to them they just say they are working on it. I had about 13 creditors that they were working on. So far, I’ve received at least 4 summons. How is it that ELP can’t or won’t give their own clients written reports of what’s happening and updates? Instead they simply state that they only give information by phone. Yet the information given is - we are waiting to hear back from creditors. So far, they have told me none have been resolved…well except with the creditors that have summoned me - in which the lawyer that has worked on my behalf from ELP - resolved it by me still paying full amount to the creditors. So- after paying over $15k to ELP- I’m still paying these creditors 100%. Is this going to continue to happen with the other creditors they are “working on” If so, how have I really benefited from their practice?

They steal your money, do nothing to advance your rights or case, ignore all communication, and threaten to drop you as a client when you advocate for yourself. This is a despicable company who preys on the financially vulnerable. You should all be ashamed and will never know allah’s embrace or jannah.

Be very cautious if you decide to go with ELP, although everyone has different situations and ELP has helped other people. But if you are someone who is in a similar credit card debt situation like mine, keep reading. Anyways, right off the bat, I was told by ELP they would send out cease and desist letters to my credit card companies, then after a number of months, they would demand my credit card companies to validate my accounts. But if they cannot validate them fully and correctly after a few more months, they will try to demand them to be dropped, after that, there’s no telling how many months they will take or what to expect next, then it’s just a waiting game it seemed. And you cannot negotiate or talk with your credit card companies because by this point ELP has already sent out power of attorney to all of them. But the credit card companies can take as long as they want before they drop your accounts (if they do) from what I was told by ELP. Or the credit card companies can send your accounts to collections and eventually you might be sued. And also keep in mind as your credit card accounts stay open while dealing with ELP, they are still building up interest. The credit card companies or collections can simply avoid ELP and just serve/summons you instead of trying to validate your accounts with ELP, which is exactly what happened to me. Some of my credit card companies did try to validate some of my accounts with ELP, but they didn’t do it fully, or didn’t respond at all, and some summoned me. I got multiple summons served to me at my home. They can simply avoid ELP and summon you if they want to, then you have no choice but to settle because by that point you’re being sued. I was told by a higher up attorney at ELP that it’s very rare for their clients to get summoned/sued. He said only about 1.5% of their clients get served summons, but I find that hard to believe since I got multiple summons at my home. I’ve also called the main ELP supervisor customer service Phone number (as some of their responses to some negative reviews on here states), spoke with supervisors/managers and a higher up attorney directly, and none of them were able to help make things right for a refund/partial refund, and to just settle to avoid a judgement. Also keep in mind if there’s a judgment, there’s also the possibility of having your wages garnished and/or lien put against your home if you cannot afford or can’t pay for a judgment. I even asked customer service/ Supervisor who directed me to one of the main attorneys for a refund of the $6k-$7k i paid ELP for their services over a 10 month span but got denied, and no credit card accounts ever got dropped and that I only got summoned. I had to leave ELP after 10 months because by that point I already got multiple summons and didn’t want to risk getting more summons. So now I’m out $6K-$7k and dealing with multiple summons. I could’ve used some of that refund to go towards the summons I’m dealing with currently. I even would’ve been happy for a half refund since nothing worked out in my favor while I was with ELP and I can use some of that to go towards my summons i got. I then requested at least half a refund and they still ignored/denied me. You’re better off going with another debt consolidation or settlement negotiation company from the get-go, which is what I should’ve done from the beginning if I would’ve known that $6K-$7k didn’t get me anywhere but lower my credit card score drastically, no accounts ever got dropped and I got multiple summons. I’m sure someone from ELP will respond to this review of what I could’ve done or can do, but I’ve tried everything and talked to everyone I could have right before I left ELP and being directed to multiple people/supervisors/a higher up attorney before I ultimately left them before other/more credit card companies might have summoned and sued me. So now I went a different route. I left ELP after 10 months because it wasn’t worth the risk to possibly get more summons if I were to stay any longer

They stole my money. They were unable to change my banking info and had me mail in paper checks. With mailing I had to send the checks before the due date and before I got paid. I wrote with the check please don't cash until due date. Well they did and it was denied for insufficient funds. I called to try to resolve the issue, but nobody was ever available to help me. They returned the call, but I was at work and couldn't answer and when I called back once again nobody could assist me. They terminated my account and refused to give me the money I paid into my account. They stated all the money I paid them was earned for services, but they didn't settle any of my debt

SCAMMERS!!!! Do not give them your money people!!!!