Kmom
Decades long customer of Discover Bank…
Update Jan 19, 2024 Terrific experience with incoming wire transfer which was FREE vs my other banks which charge to receive wires. Also Initiated a wire transfer online out of my account and it went smoothly. Discover Bank hold times are shorter and I've had MUCH less trouble with ACH transfers. I will be consolidating even more into Discover Bank. Relative to my other banks (USbank Citi BOA Cap1) Discover has been way better so updated my rating from 4* to 5*. ---------------------------------------- 7/27/23 I've had an account with Discover Bank (and Discover Card) for 3 decades! Their pros outweigh cons imo. Today their savings accounts pays ~4.2% which is high and doesn't tie up $ like a CD. I have accounts with 3 other big banks and Discover is the only one allowing me to connect a Fold Visa debit card. One drawback is although deposits show in account quickly you can't move those funds for 10 biz days.