John
Everyone has a great attitude and…
Everyone has a great attitude and always seems willing to help in a timely manner.

At Credit Acceptance, we believe in driving possibility for everyone. We were founded by a dealer for dealers, and our mission is to help independent and franchise dealers say yes to every customer. We do that by providing financing solutions that allow dealers to sell more vehicles, regardless of a customer’s credit history.As a leading subprime indirect auto financer, we empower dealers to offer financing to credit-challenged customers while expanding their business opportunities. We understand the challenges dealerships face in securing subprime auto financing, which is why we offer one of the best financing options for independent car dealerships. With fast approvals in 30 seconds or less, same-day funding, and full-spectrum financing options, we make it easier for dealers to secure financing for all types of customers while improving cash flow and operations.Our program helps dealers attract more subprime auto customers, generate repeat and referral business, and strengthen their bottom line. We also report to all three major credit bureaus, giving customers a chance to improve their credit while driving dealership success.Join the Credit Acceptance network today and unlock more financing opportunities for your dealership!
Credit Acceptance for Dealers (creditacceptance.com) has 586 customer reviews on Five Star Index, with an average rating of 4.6 out of 5.
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586 approved reviews, newest moderated first
John
Everyone has a great attitude and always seems willing to help in a timely manner.
Michael
Extremely user-friendly, program is straightforward, and funding is fastest in the industry!
CSR
Holds funding and not willing to work with the small dealership at all. There are definitely multiple other ways/options to use and go about to be able to keep a dealership in good standing and able to close deals and continue to get funded and be successful. (Especially a small dealership/business!) All of the previous deals that were closed at this point were a complete waste of time! Credit Acceptance try’s to approve anyone with the highest interest rates for a customer but yet you can’t help a small dealership out even though the fees Credit Acceptance charges to get someone financed is outrageous! Credit Accecptance FAVORS BIGGER DEALERSHIPS and they are willing to help them continue to stay successful, it doesn’t make sense and it’s unfair. You can give “bigger dealerships” time to fix things = HELLO, extend there time frame and help out smaller businesses with some type of time frame to still be able to get funded and be successful! Credit Acceptance is quick to advertise we approve anyone. “Submit a pre-approval and we’ll get you into a vehicle!” Well, advertise that your dealer program doesn’t help small businesses/dealers and if you are not a high end money making dealership that your not going to help them out and that your going to hold their funded deals until you so called don’t have a reason to anymore and in the mean time who cares if they sink/fail! Credit Accecptance has just disregarded that fact that everything from here on out is a complete loss of potential deals and customers! (WHO CARES RIGHT BECAUSE YOU GUYS ARE BIG ENOUGH TO TURN PEOPLE AWAY!) Credit Acceptance can offer a portfolio to dealers so obviously you’re making enough money that you can support small businesses/dealerships more then you are because it is obvious you’re not helping at all! VERY DISAPPOINTING!
Response from Credit Acceptance for DealersApr 10, 2025
We're sorry to hear about your recent experience and truly appreciate you taking the time to share your concerns. Supporting all of our dealers, regardless of size, is important to us, and we never want anyone to feel overlooked. We’ve asked your MAM to reach out directly to discuss your situation further and explore ways we can help.
sam S.
software easy and friendly and fast fast funding overall great
Christinna
Fast and easy to work with. Thank you!
Nick ".
Very Easy to use!
Clee
GREAT SUPPORT! EASY TO USE THE PROGRAM ! INCREASE IN SELL !
Jaci H.
Our representative Steve Agostino is wonderful! He is very informative and easy going! We are overjoyed to work with Credit Acceptance!