Cogo Capital — The Private Money CompanyReviews of cogocapital.com

I would give Cogo a minus if it were possible. $249.00 just to apply for one of their loans and no guarantee you will actually be underwritten... Don't fall for this scam..

The Worst Company I have ever worked. Very Very Very Slow Process. They will not respond any calls or Emails. Expect to wait for 3-5 days to get a response. They ask for way lot of documentation, even more than conventional lender. Don't rely on them to close on your target closing date. My Loan took 8 months even when I submitted the Application fee of $250 and send all documents right away whenever was asked. Please dont trust them if you are a serious investor looking for a reliable lender. They will take your $250 application fee and will drag you for weeks and then will Deny you the loan. Save your time and energy and find another better lender.

This process is getting better and better each time and the CoGo team staring Bill K. made it happen quickly. Even the title company said wow that was fast at closing. People always notice quality. It stand out proud.

The process is overwhelming at times but yet organized and professional. Furman Burt

I will start with something positive first. I came to this company with some credit issues. Along with a cosigner I was able to complete a rehab loan with an extremely high down payment and extremely high interest rate but nevertheless I did closed on the loan. Now the problem I have with this coming is they fumbled a perfectly good refinance. Imagine having a file where the primary applicant has over a 700 score. The property cash flows close to 5k a month and it appraised high. Perfect file. I responded to an email on 2/14 to lock in a 3.7 or 3.9 interest rate. I turned in everything they asked for with in 24 to 48 hours. My rate should have been locked and if it wasn't they should have told me what I needed to do to make sure it was locked. They asked for everything minus my blood type and my medical records. I complied with everything. They sat on my file until April. The entire time I asked what do they need. They finally came back with my numbers the 3rd week of April with a 7.3 interest rate. I am livid. I missed out on a opportunity because I trusted this company. My rate should have been locked in February when I started this process. But it wasn't. Now they offering me rate that is pretty much 3 percent higher than what I'm already paying. It is so unfair that they set on my file and now I've missed an opportunity to lower my rate. Beware of this company. I wouldn't suggest them to anyone. I hate that I trusted them. Rates will probably never be that low again. I could have went anywhere and they would had jump all over that file. But I trusted them and they screwed me out of an opportunity.

Fantastic! Bill, Ernest, and all were the best part about it! Responsive, efficient, professional, courteous and smart!

Brendon Asbury was fabulous! His customer service and problem solving skills were superb! Thank for all of your help.

In a world where everyone hides behind a screen doing minimal of what is necessary. As a borrower, this was extremely stressful experience. Lacking communication or any response from emails or phone calls. Most of the time documents landed in junk file as the norm even though I had prior experience as a client of Lee Arnold System. As a Broker that started the process before being certified and trying to explain this to the people at LAS and COGO it didn't seem to matter. After certification even I received an Old link to pass the exam. Still waiting on tuition reimbursement or at least an acknowledge they received my email form back via Docu-Sign. My guess what the solution would be is Hire more people that are capable to communicating with Client (as student) or Client (as Borrower) or Client (as Broker) But the dang loan finally closed. Praise the Lord.