Cogo Capital — The Private Money CompanyReviews of cogocapital.com

My sons and I invested with cogo capital we travel to Utah to take the classes we brought all the projects to delioPro. Followed all the rules. Secured agreements on three fantastic properties. They refuse to close the loans. They took a ton of money for fees for loan origination and came up with an excuse every time not to close the loan until the buyers sold to someone else. This is a scam. I would advise anyone not to do this. We lost thousands of dollars. Nothing to show in return. We followed their program to a T. They never financed the thing. They used every delay tactic they could until the contract time ran out and we lost the properties but they walked away with all their fees used to secure the loan . My advice don't do it

I had signed up for the private money broker class and they agreed to let me pay it out, so I made 2 payments for the 997$ certification. I decided to wasn't for me and requested my refund before the class started and was told it was pass the time to allow the refund??? If you are making so much money, why do you need to steal my 600$. NEVER NEVER TO BUSINESS WITH THEM. I live with integrity and respect for others, sometimes people who don't have learned how to manipulate others and that is sad for them.

When I submitted a bad review, this was the reply from Cogo : Cogo Capital — The Private Money Company logo Reply from Cogo Capital — The Private Money Company Jan 7, 2026 We appreciate you bringing this to our attention. We apologize for the lack of communication since December 16th. This is not the experience we want you to have. We are looking into the matter and will be in touch promptly to provide an update on the next steps. LAUGHABLE !!! I have not heard from anyone to provide an update. Whatever decent reviews are left for this company have got to be from people they pay to write positive reviews. I literally hired a dumpster, movers, and had my daughter drive up from FL and take a weekend off work to clean out the house because I had a WRITTEN CONTRACT to buy my house. Do not think that I have not hired an attorney. Please believe I am a regular person who has had an awful experience. The " salesperson " they sent out to my house was so communicative until I signed...then CRICKETS!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

***UPDATE‼️ **BEWARE – READ BEFORE ENROLLING** ‼️ 🚨 Consumer Warning – Secured Investment Corp. / Lee Arnold System/COGO Nation/ COGO Capital 🚨 I paid $67,500 for their “Master Broker Program” after being told I could broker directly to their affiliate in California and keep my full fees. After payment, I was told that wasn’t true, I’d have to route deals through their coach and split fees. The training recordings they promised were also never delivered. They also told us we would have the opportunity to attend live auctions during our 4-day in-person training. When I scheduled my 4-day, I was told by Nicole that they don't know when the live auctions are, so they can't guarantee that. It was just another sales tactic in my opinion. When I asked for a refund, they admitted in writing they’d pay me back only if I signed a release that gagged me, forced me to edit reviews to say I was “satisfied,” and waived my rights to ever bring future claims, even if new wrongdoing came to light. This isn’t a refund. It’s coercion. I’ve filed complaints with the BBB, DFPI, FTC, and the Attorneys General of California and Idaho. SIC is holding my money hostage while trying to sanitize their public record. They are earning interest on my money(that they never planned to give me) and plan to hold my funds indefinitely or until I sign their agreement. ⚠️ If you’re considering doing business with them: research lawsuits, read reviews carefully, and understand what you’re signing. Don’t let them silence you. Don't let them use their 3-day refund policy against you. The refund policy only covers products not services. Read carefully and request your money back. Don't let them bully you. Contact an attorney. These people will stall and ignore you while they earn interest on your money that they never plan to give to you. I recommend you record the live webinars yourself. They aren't going to give you a copy of the webinars as promised. The recordings I got was at least 5-10 years. They don't want you to have leverage because they say a lot in those classes. They even give out tax advice and aren't qualified to do so. They are the only ones who will have access to the live recordings and phone calls. RECORD THEM YOURSELF. CYOB. You will also notice that they don't let the students network. They won't turn on the chat during the webinars. They don't want us talking to each other or exchange information. This is the only mentorship I've joined that doesn't allow the students to network. ***UPDATE: SIC has already offered me a refund of $67,500, and at one point even offered to return all $74,298.97 I paid in total, which demonstrates that they themselves recognize the legitimacy of my claims. If this were a purely contractual matter, they would not be offering any refund. The problem is that SIC is conditioning any refund on illegal terms, including: Gag clauses requiring me to edit or withdraw public reviews and formal complaints so they read as “resolved to all parties’ satisfaction.” Broad waivers of rights under California Civil Code §1542, blocking me from pursuing future claims even if new wrongdoing comes to light. Confidentiality clauses prohibiting me from disclosing the refund terms, amount, or negotiations, with repayment and damages threatened if they allege a breach. These practices are not “contractual disputes.” They are unfair and deceptive acts that: Violate the Consumer Review Fairness Act (15 U.S.C. §45b) by restricting honest consumer reviews. Constitute unfair or deceptive acts or practices (UDAP) under both Idaho and California consumer protection statutes. Demonstrate a pattern of coercion, holding consumer funds hostage unless customers agree to unlawful restrictions. My formal complaint is that SIC is tying consumer refunds to illegal conditions. This is a business practice that I believe deserves regulatory scrutiny, not just dismissal as a private contract matter.

It is impossible to get a loan from them. Don't lose money like I and my friends. You will never get a loan from them. They will promise you big numbers, but in reality, the way they make money is by scamming people. They have never closed a loan yet. All 5 stars you see are fake and paid reviews.

Slow.... I started in October. Just got funded. Now I can not access my funds. Never again!!!

Cogo Capital presented themselves as a reliable partner for real estate investors, promising comprehensive support, including assistance in reselling properties to their network of investors. However, after engaging with their services, it became evident that these are all lies. I invested $25,000 to $30,000 with this company to coach and fund my investment With the promise that if I cannot sell these properties they have investors that will buy back the properties from me, It’s all lies , they did nothing to help me I ended up loosing the property and was sold at foreclosure and now they are going to put me in collections and garnish my little salary Horrible horrible stay away

OMG , really the worst lender, I’m a real estate agent and I have a client with this “company” They never answer the emails or calls, then I called costumer service, they give me other phone number to call and still no answer , I don’t know if we are going to close on time. Because I don’t know what is happening , it’s a nightmare , please run from this scam, OMG