CIVIC Financial ServicesReviews of civicfs.com

It was great working with you and your team again! Thank you for your attention to detail and kindness. Thank you !

Communication was great. Kept you in the know every step of the way!

Extremely impressed with Danny and CIVIC, they are everything they say they are and more! I will be using them again for my next project 100%.

The absolute worst hard money lender, I have used quite a few, and I cannot stress enough how terrible they are. They take weeks to get a draw to you, there is no online portal, they charge huge fees. They took over a week just to get a payoff statement to the title company for the sale of the home that was quick close all cash. It took months just to close the loan when they said it would be weeks. DO NOT USE THEM, READ ALL THE PAPERWORK.

It’d be unfair to criticize any organization today, without a reasonable sense of understanding. This market impacted by COVID-19 is undoubtedly uncharted waters for everyone. During this tumultuous time however, Civic should not be remembered as a leader. My borrowers and myself are shocked with Civic Financial’s poor reactionary procedures which were put in place during this crisis. Procedures that ultimately mislead their partner brokers and clients when they needed it most. They were the first of just a few lenders to announce that their lending capacity, would ultimately remain available , throughout-out a market impacted by COVID-19. I wish I would’ve known the entire truth to such a statement. In the course of a week since the announcement, Civic has completely changed the loan structure in regards to pricing and LTV, for loans that were already underwritten. I understand increasing the pricing for all new loans going forward, but to alter deals already underwritten and in the process of closing is unacceptable. Civic has let it be known that these changes will be made with no exceptions, even by case to case basis (for repeat clients). If you have an immediate need for capital during this time. Im implore you to look elsewhere for a reliable and honest lending partner.

Great company, easy to work with. And my guy Eli is a beast.

These guys are the best hassle free and fast

Great experience with Daniel and his team at CIVIC!