Ayman R.
Took care of me over the phone in a…
Took care of me over the phone in a timely matter and they really helped during financial needs.
Consumer Education Services, Inc. (CESI) is a non-profit organization committed to empowering and inspiring consumers nationwide to become debt free. Turn to a trusted, non-profit provider of financial solutions to help you get and stay out of debt. Our compassionate, certified counselors can help you lower interest rates, consolidate your bills, and pay off your debt faster. We've been helping people just like you since 1998. Call CESI for a free consultation today.
Consumer Education Services, Inc. (cesisolutions.org) has 806 customer reviews on Five Star Index, with an average rating of 4.7 out of 5.
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Investments & Wealth · Wilmington, North Carolina
Excellent

Investments & Wealth · Madrid, North Carolina
Excellent

Investments & Wealth · Charlotte, North Carolina
Excellent
Investments & Wealth · Asheville, North Carolina
Excellent
806 approved reviews, newest moderated first
Ayman R.
Took care of me over the phone in a timely matter and they really helped during financial needs.
customer
Staff was always courteous and knowledgeable when I called with questions and concerns. Staff was helpful in assisting with my goal of completion. I appreciated the payment reminders helped to make sure funds were there ahead of time.
Jana
I have used Cesi for over 5 years, every step of the way this company has been exceptional, very professional and I have spoke to customer service representatives numerous times, each and every time they have been very helpful and courtesy. I have recommended them several times and will continue to do so. I have completed my program and I hope I never need them again but if I do I will defiantly use again..
Carol C.
I called CESI when I was at the end of my rope. Credit card balances were off the charts and I could only make minimum payments and sometimes not even that. They signed me up and 4 years later out of debt. Thanks again.
customer
Always helpful and excited about our progress.
customer
Great way to get your credit straighten out, dependable , kind and very helpful even when I had to postpone a month due to Covid. Goal accomplished!!! Thank you for your help and understanding.
Amy E.
If you have an account that requires a check to be mailed, it will NOT get there on time. My payment is taken from my account on the 1st. They cannot seem to get payment there by the 30th. I don't live on the moon! AN ENTIRE MONTH to get just a couple of states north! The mail does not take that long, but they like to claim it does. I have been dinged twice with a $30 late fee in just the first 4 months of being with them because they can't get the payment there on time. I ended up taking the account out of the program because they are so unreliable and give a song and a dance about why it is late every time. I don't need excuses, I needed CESI to DO BETTER! It is amazing that once I call and complain... voila... The check just magically gets to where it needs to be. Gee, THANKS for doing YOUR job! They didn't even negotiate a better interest rate so there is no point in using their service. I am paying the same interest and I'm paying CESI on time, but getting late fees which I NEVER HAD BEFORE. Further, I had two accounts that were pending since I enrolled in the program that they never bothered to tell me what was going on with until I called them up and asked. They suggested I call the creditor and work with them because golly, they didn't know why they were still pending! DUH! I have been working with the creditor by paying them ON TIME and paying them MORE than what CESI was sending them each month. I pulled those accounts out of the program too because CESI was ZERO help yet again! I only signed on with the program so I could simplify and make one payment. BIG MISTAKE. You will make one payment and have to babysit them to make sure it gets to your credit accounts. And you will have to make sure the payments cover the minimum because many times they do not! This program is no help. Save yourself some time and just work with the creditor yourself. They don't get better rates like they promise they will. And don't even try to use their chat feature. When it DOES actually work, you will get Amber who is about 50 percent helpful, but will just tell you to call CESI anyway because she "doesn't have access to that account information." This company has been such a disappointment. They volunteer NO information. You have to ask everything and as I said before, you have to BABYSIT them.
Jeff
Done a great job helping me out of debt. Thanks