CareCreditReviews of carecredit.com

The fact you did not provide a notice regarding the interest free period was about to expire says a lot about this company and the people who make decisions. Its pure greed vs. the “carecredit” name you chose to promote!

Customer for 8 years. Always made my payments. Paid off my account in full and they closed the account giving me a hit on my credit report. They only want your interest payments! Ironically I was about to open a high yield savings account with Synchrony. NEVER will give my business to Synchrony or Care Credit ever again.

They asked me ᴛᴏ ᴜᴘʟᴏᴀᴅ ᴍʏ ᴋʏᴄ ᴅᴏᴄᴜᴍᴇɴᴛꜱ ᴀɴᴅ ᴡʜᴇɴ ɪ ᴜᴘʟᴏᴀᴅᴇᴅ ɪᴛ ᴛʜᴇʏ ʙᴀɴɴᴇᴅ ᴍʏ ᴀᴄᴄᴏᴜɴᴛ ᴀɴᴅ ꜱʜᴏᴡɪɴɢ ᴀ ᴘᴀɢᴇ ᴛᴇʟʟɪɴɢ ᴍᴇ ʏᴏᴜʀ ᴀᴄᴄᴏᴜɴᴛ ɪꜱ ꜱᴜꜱᴘᴇɴᴅᴇᴅ ꜱᴏ ᴅᴏ ɴᴏᴛ ᴡᴀꜱᴛᴇ ʏᴏᴜʀ ᴛɪᴍᴇ ᴀɢᴀɪɴ ɪɴ ɪᴛ ᴀɴᴅ ʜᴀᴠᴇ ᴀɴ ᴀʟᴛᴇʀɴᴀᴛɪᴠᴇ ꜱɪᴛᴇ ᴡʜɪᴄʜ ɪꜱ ᴛʀᴜꜱᴛᴇᴅ ᴀɴᴅ ʟᴇɢɪᴛ ɪ ᴄᴏᴍᴍᴇɴᴅ ᴇᴛʜ ɪᴄᴀʟꜱᴇ ʀᴠᴇʀ’ꜱ ꜱᴛʀᴜᴄᴛᴜʀᴇᴅ ᴡᴏʀᴋꜰʟᴏᴡ ᴀɴᴅ ᴇxᴄᴇᴘᴛɪᴏɴᴀʟ ᴄʟɪᴇɴᴛ ᴇɴɢᴀɢᴇᴍᴇɴᴛ ɪɴ ᴍᴀɴᴀɢɪɴɢ ᴍʏ ᴠᴇʀᴅɪᴄᴛ ꜱᴜʙᴍɪꜱꜱɪᴏɴ, ᴇɴᴀʙʟɪɴɢ ᴀɴ ᴇꜰꜰɪᴄɪᴇɴᴛ ᴘʀᴏɢʀᴇꜱꜱɪᴏɴ ᴛᴏᴡᴀʀᴅ ʀᴇꜱᴏʟᴠɪɴɢ ᴍʏ ʀᴇꜰᴜɴᴅ ᴄᴏɴᴄᴇʀɴꜱ ᴡɪᴛʜ ʙᴏᴛʜ ᴛʀᴀɴꜱᴘᴀʀᴇɴᴄʏ ᴀɴᴅ professionalism.

It should ZERO star . . . At 1:20pm CST in Texas, I called to get account info. The customer rep, Patricia, was absolutely rude, unprofessional, mocked me as I asked questions and when I asked to speak to a supervisor, she said to call back. WWWOOOWWW !!!! That's the level of customer service your company is providing / paying for ??

Deceptive practices they're doing to customers. Ruining their credit scores, dropping limits without notice on accounts that are paid on time and doing it regularly just to make the usage percent higher which has a negative impact on users credit score. Deceptive practice to try and get user to pay off balance quicker. They do this the day before your next statement closes so you have no chance to pay down the balance because this is when they report to the credit bureaus so it shows they're doing this on purpose. I hope an attorney gets wind of this and files a class action lawsuit. This should be illegal.

Es una compañia que tiene su parte oscura para robarle dinero a las personas. Te cobran el interes total y aparte te cobra interes mensual sobre interes ya agregado. El gobierno deberia de investigar muy bien este tipo de negocio que ellos hacen que aparenta limpio pero es un fraude Aun que hagas tu pago al dia buscan excusas para cobrarte el late fees. Ellos nunca pierden son unos ladrones. Y si te envian el bill a tu email cobran 1.99 y se lo envian a tu casa 2.50. Que opinion positiva hay en esta compañia.

Don’t use care credit, they ruin your credit score. I had this for my dogs after all the scamming vets took my savings of 150k in vet bills and I had no choice to apply for credit. Yes 150k btw 3 years of vet taking biopsy, over and over, X-rays and mri each vet claiming they can’t use other vets mri and X-rays. So I got this card and used it to pay for more vet bills. Finally I decided all the vets within the 3 states around me were daf so I decided to go to Ohio about 1000 miles. Anyways they cured my dog saying I was being ripped off by other vets. Now I was out of debt so I paid off the card. A few years later they just closed out my card without my consent. So they bring down your credit during initial application then if you don’t use it often they close your account again bringing down your credit. Just get a regular credit card. Not to mention the interest rate for this is higher as well and not many provider accept care credit.

I've been a Care Credit customer for years. I've never missed a payment and almost always paid off promotional purchases before they expired. In the past year, my senior dog has been ill and has needed several surgeries, so I have maxed the card out several times. A few weeks ago I made a payment of $1,000, and Care Credit rewarded me by actually lowering my available credit by that much. They may talk about how caring they are, but in the end they are actually just another credit card company.