Cardinal Financial CompanyReviews of cardinalfinancial.com

I had a great experience with Sebonic/Cardinal Financial being my first online refinance of my home. At the beginning I was kind of nervous doing this because online was new for me but was glad I did. The signing of documents and uploading was surprisingly easy as well. They will send emails to you that explain what you need and how to upload the paperwork. They are also easy to contact and get a hold of if you have any questions you may have on anything. It shows from the beginning, they are very knowledgeable and professional on what they do and a plus for me was they showed to care about their customers. They go out of their way to find the best rate possible and make it a smooth process all the way to closing. Justin did a great job of staying in constant contact with me and explained every step as we went through approval which made me feel confident in my decision. Trust me!!! You will not make a mistake if you decide to go with Sebonic/Cardinal Financial.

We picked Cardinal Financial Company because they offered us a great rate. The process was smooth and easy. The time to close can be accomplished rather fast as long as you are up to the task of supplying what they need. The longer it takes you to submit what they ask for the longer it takes you to close. Great company and would recommend to anyone. Thanks Again

This was one of the best loan experiences I ever had. The rate and closing cost were competitive, and closed in about a month. Email responses from the team were quick. It takes a little time to get used to the website to upload documents but nonetheless it was fine. I would highly recommend the service.

By far the quickest and easiest loan process I've ever experienced. I would definitely recommend them to anyone looking for a home loan

From the first phone call to receiiving the check in the mail my refinance was accomplished within 30 days which allowed me to proceed with my rennovations on my home. Great team!

The easiest refinancing ever for me. Well defined and properly communicated quotes and clear documentation. No hidden fees and tricks. Best interest rate and closing cost which no other mortgage company could beat their offer. Closing cost and lenders credit were the best I could find during my research of 3 months for refinancing my home loan. Also they kept the offer even though the interest rate increased after two weeks of their offer. I surely recommend them for a trial. Nothing harm in getting a quote and comparing.

We started our process with Cardinal and liked our loan officer Guy. After that we have been perpetually stuck in a document request hell that ultimately lead to us walking away and losing the money we had put out on the appraisal for our refinance. This company cannot get out of it's own way! They don't know what each other needs and it seems to change with whoever is working the documents. I think we had 4 different processors.

Had submitted for a home refi quote, this company responded with a great deal, was promised it would be done within 30 days, not just by the Junior lender but by the processor as well. provided all requested information and even paid out of pocket for some items (though I was told Zero out of pocket costs other than an appraisal) and it went beyond 60 days. Submitted an email nearly daily to get an update, also called the agents extension with no luck. Is this another Long Beach Mortgage company running around or are they legit? Another curiosity about this company is how can they be rated an 8.9 when the rating scale goes to 5? is that a marketing ploy too? Maybe upper management should rethink the sales teams customer service skills up to and including Client follow up.