Richard R.
Amazing service!
I was really impressed with how everything was done on time and efficiently. I was worried that there would be a glitch of some sort at closing, but everything was amazing!!! Loving our new home!

Cardinal Financial® is ending the mortgage mayhem. Powered by our living loan engine, Octane®, we deliver Speed to Mortgage™ with certainty from application to close—real approvals, real numbers, and real confidence. With operations in all 50 states, we're combining automation with human expertise to turn lending complexity into clarity. Cardinal has earned the coveted status of approved lender for Fannie Mae, Freddie Mac, and Ginnie Mae and is an approved lending institution by the FHA, VA, and USDA. Driven by innovation and a commitment to doing what's right, we're building the future of modern home lending with every clear, confident close.Cardinal Financial is a national mortgage lender offering home purchase and refinance loans through its loan engine, Octane, to borrowers in all 50 states. Founded in 1987, Cardinal Financial has been helping borrowers navigate the home loan process for nearly four decades.Cardinal Financial offers conventional, FHA, VA, USDA, and jumbo loan options for purchase and refinance, helping borrowers across all 50 states and DC find the right home loan for their needs.Whether you're a first-time homebuyer or refinancing your current home, Cardinal Financial's process delivers a fast, transparent path to closing.Cardinal Financial helps homebuyers and homeowners explore mortgage options and close with confidence from day one.Learn More: www.cardinalfinancial.com or follow us on Facebook (@cardinalfinancial), Instagram (@cardinalfinancial), and LinkedIn (@cardinalfinancial). Cardinal Financial Company, Limited Partnership NMLS #66247. Equal Housing Opportunity.
Cardinal Financial Company (cardinalfinancial.com) has 585 customer reviews on Five Star Index, with an average rating of 4.2 out of 5.
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Investments & Wealth · Wilmington, North Carolina
Excellent

Investments & Wealth · Madrid, North Carolina
Excellent

Investments & Wealth · Charlotte, North Carolina
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Investments & Wealth · Raleigh, North Carolina
Excellent
585 approved reviews, newest moderated first
Richard R.
I was really impressed with how everything was done on time and efficiently. I was worried that there would be a glitch of some sort at closing, but everything was amazing!!! Loving our new home!
Mohammad A.
The level of service, support and personalized attention I received from CF staff was beyond expectations. As complicated the process of obtaining mortgage is, the CF staff made it look very easy and worked closely with me to address every possible concern. They were very diligent in their service, and they were ready to ensure that we can address the worst case scenarios, which was amazing since my situation ended up hitting the worst case possible, yet with CF support and readiness, we managed to still close on same day with results that exceeded my expectations. I strongly recommend CF for any person looking for mortgage or refinance, no matter how complicated you think your situation is, CF representative will help you choose from various options that will suite your situation, the same way that they did with me.
Brock W.
I have worked with them on both my original loan and my refinance. Both times it went well. There were a few hiccups on the refinance but overall I think they are a great deal.
Justin
I was Kearny of not seeing the loan officer face to face like previous loans but this experience was very easy and went very fast to get my refinance done.
Gary A.
Glad I went with Cardinal Financial Company for my refinancing needs. Professional service every step of the way: comprehensive, supportive and cordial. Can't imagine a better experience elsewhere.
Victoria R.
All of the people I dealt with at Cardinal Financial were terrific! They offer the best rates as well.
Andrea M.
My experience with the Sebonic/Cardinal team was fantastic! Chris Kinson, Brandon Wash, and Kelli Norton were all super knowledgable, helpful, and available whenever I had any questions. I ended up getting an incredible rate that no other lender could even come close to, and for that reason, I will be forever (or at least for the next 30 years) grateful to the team at Sebonic for making my home buying process so easy! Im recommending them to everyone I know!
Gregory W.
From start to finish this company was flawless. If you want a quick easy close on your house. Cardinal Financial can make it happen !!!! With their help I know own my dream house.