Cal Loans Direct, Inc.Reviews of cal-loansdirect.com

Mike from Cal Loans was very responsive and professional. He thoroughly explained the process and answered all my questions in a straightforward manner and was very transparent which earned my trust. Additionally, Mike kept me apprised at every step of the way so that there were no surprises and no delays. A+ service. Would highly recommend for all your loan needs!

Michael was easy to work with and got us a great rate. Thanks Michael!

I worked with Mike and Veronica to refinance my home in August 2021. It was the best experience I have ever had. Communication was fantastic, all of my questions were always answered and their rates were excellent. I highly recommend Cal Loans Direct.

Like many people, I imagine, you can do a lot of research on the Internet on rates, lenders, and the like. Ultimately, it's a leap of faith. Take the guesswork out of the process and go with Tom. Straightforward, responsive and great service.

My experience with Michael and his team at Cal-Loans was flawless. I had been denied from a national lender and was very worried I wouldn't be able to purchase. I gave him the doc's he asked for ,and not only was he able to close the loan but in less time, for less in costs, and a lower rate.I turned in All my paperwork and before the month was out I had a home. Thank you Michael and everyone on the team!

This was the quickest and most painless Refi I have experienced; 18 days from submission of app/decision to lock to close and recording. Michael Combe was knowledgeable, engaged and provided timely updates. Couldn't have been more smooth.

Tom and Cal Loans did a fantastic job from start to finish on our refinance. I spoke to several brokers and lenders, and applied with 3. Tom was the fastest, most organized, proactive and knowledgeable with the best pricing, structured to our needs. He answered all our questions, communicated promptly and insured a smooth and seamless process. We rate locked quickly and closed within 10 days (appraisal waived). Even the documentation and signing was easier, because we signed some documents electronically prior to the notary appointment. We have refinanced several times and this experience was by far the easiest and smoothest. I have referred friends and family and would use Tom again without hesitation.

Tom was a pleasure to work with. He was easy to communicate with and always responded in a timely manner to any of our questions or concerns. He did not drag his feet he kept on top of us to keep the process moving. Our refinance process was simple, direct, and quick. The whole process was handled through emails and phone calls. About three-weeks from start to finish.