Not H.
The low starting may actually hurt you
$50 really? at least do $250 like most places

Low-interest Mastercard credit card and financial literacy app that empower you to build credit, save more, budget, and help you manage your money. Apply in 5 minutes or less.
Arro (arrofinance.com) has 152 customer reviews on Five Star Index, with an average rating of 3.4 out of 5.
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Investments & Wealth · NEW YORK, New York
Excellent

Investments & Wealth · Seal Beach, California
Excellent

Investments & Wealth · New York, New York
Excellent

Investments & Wealth · Conyers, Georgia
Excellent
152 approved reviews, newest moderated first
Not H.
$50 really? at least do $250 like most places
Zell
Horrible company i made a payment of 24.87 and its saying my scheduled payment is 15 dollars when i clearly made a payment of 24.87 and it only took 15 dollars off my balance so they ripped me off out of money! When i contact support they do nothing saying i didnt make that payment which i have a screen shot of it
Margie S.
It great way to borrow money and do financial
Joseph
I have payed my card off every month and they have cheated me out of a month for the streak they say you get an it seam like they make their own rules up as they go. I also was charge for credit card swipes at 16% cost me 14.97 an i have emailed them back in November to take care of it an they still have not the support team very time I send in a support ticket I dont hear back form them at all I am still waiting on my physical card to show up I have asked for serveal time an they tell me you have your virtual card I dont like use virtual card because cell phone can be hack to easy. I make payment an it take them almost 7 to 10 days to process my payment an they try blaming my check account say it my bank when I have been use the same bank account for every payment an I had made a payment an they took upon them self to change how much i was going to pay they took an lower my payment by lot I was set it up were I payed half of balance an that way it would not cost me lot of money on my next check. They dont care about their customers one bit I have asked them to fix a link so I could complete one of their changes an they didn't fix it instead they end it an cost me 40.00 credit increase on my limit an they still have not responded back about that all an it been two months all ready. I am not impressed by them at all they said start you out at 150.00 but they didn't start me their they started me at 50.00 so they pick an choose who get the big limit to start and who dose not like I said before they make their own rule up as they go just like were it say make 3 payment before your due date for the streak their is no other info say it has to be 3 months all it said was 3 payment before your due date an they told me it has to be 3 months but they dont mention that I their streak message when you start out they are a joke
Response from ArroFeb 18, 2026
We’re sorry to hear about your experience and understand how frustrating this has been. Our records show that our customer support team has responded to your questions regarding streaks and interest calculation, and we're sharing the same information here for your reference. Regarding streaks, these require a series of consecutive on-time monthly payments made before each due date. We understand your concerns about how this was communicated and have shared your feedback with our team. Payment processing times can vary depending on your bank. While Arro cannot speed up your bank’s processing, using the debit card feature can help ensure payments post within one business day. Interest is calculated using the average daily balance. Payments made after the statement close or due date may result in residual interest from the prior period. Regarding your physical card, for security reasons it cannot be shipped to a PO Box and must be sent to a registered residential address. All members have access to their virtual card in the app, which can also be added to a mobile wallet. Initial credit limits range from $50–$300 and are determined using alternative underwriting. While we cannot guarantee a specific starting limit, all inquiries about this have been addressed by our customer support team. At Arro, we value inclusivity and strive to assist customers in a respectful manner. We are happy to help with any further account questions, and ask that communication remains professional so our team can provide the best support possible.
Leigh
I've been offered tools to make this a successful relationship and credit building experience
Nicholas Sample Controversy J.
Good for younger people trying to understand credit
Sharon G.
the approval and the service very efficient and the rewards benefits for the credit limit I was excellent and very unique and different
Charatesa L.
I have requested my actual card 3 times and have yet to receive it. And I’m not taking about days apart I’m referring to months. Also Apple is wiping my card dry and I’ve constantly disputed fraudulent charges. Not once have they questioned the very actions I constantly email about. In the beginning years back this actually was my favorite card today that is not the case.