mark S.
It's okay-ish
Make double and triple sure of the policy you are agreeing to. Under my policy I have to almost die to recoup what I've paid into it. But all the small reimbursements can help. For example my therapy visits are $80 and Aflac will cover $35 of that up to 10 visits. Unfortunately I had to call back three times to find someone confident in the numbers they were quoting. The advice I give is to call two or three times to compare answers. It's unfortunate to have to do this but it is what it is.