Carletta
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LoanMart connects consumers with the cash they need, including through car title loans. Credit issues aren’t a problem! Apply in minutes, and get your cash in just hours. Contact us to see your borrowing options and full disclosures. Call toll free: 855-422-7412 or visit us online!
LoanMart (800loanmart.com) has 572 customer reviews on Five Star Index, with an average rating of 4.2 out of 5.
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Investments & Wealth · Seal Beach, California
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Investments & Wealth · Calabasas, California
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Investments & Wealth · Orange, California
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Carletta
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customer
had a hard time understanding the individual on the phone and when I went to explain about a hardship that I was facing I felt like he really did not want to work me not happy at all with this situation.
Response from LoanMartJul 17, 2026
Thank you for taking the time to share your experience. We take pride in treating every customer with excellent service and are sorry to hear that you are unhappy with the level of service provided to you. Thanks again for sharing your feedback.
Betty T.
I think LoanMart is a ripoff. I borrowed $3000 and have been making on time payments but now I owe $$4000 and don’t know how this is possible. I’m working on getting the loan paid off but can’t seem to figure out how all my payments are going towards the interest rate and very little to none on my loan. Total ripoff company. I wouldn’t recommend them to my worst enemy.
TERRY K.
it has been a complete nightmare. My loan amount keeps going up not down after each payment. They have lost payments, they have called me a liar on more than once. I have sent proof that all of my payment were made on time. that information has been denied more than once, most of your people have been very rude!!!. My accountant has looked at this agreement and the whole mess and has suggested I have a forensic accountant look at it. I just want it paid off so I can have the title lien taken off my truck. The loan was for 3500.00 and some how I owe still over 4500.00 after 2 years . Can someone explain that, some of my payment are not even logged.
Response from LoanMartJul 3, 2026
We're sorry to hear that your experience did not meet your expectations. Because your review relates to a specific account, we're unable to discuss the details publicly. Please contact the Compliance Department directly at [email protected] so we can review your concerns, answer your questions, and work toward a resolution. We appreciate the opportunity to address customer concerns and are committed to providing a fair and thorough review of every inquiry.
Jay M.
Predatory loans akin to legitimized rape, with absurd interest rates. Yeah, they can help you in difficult times, but you will pay through the wazoo for it with their usurious interest rates. Will make you feel like you will never get out of debt, and they keep trying to loan you more money, like let me drop some more into the quicksand. If you do accept more money, they cancel your first loan, pile it on to the second, and you are starting all over again at 70% interest on your original amount. They want to insure you never see daylight again.
Response from LoanMartApr 20, 2026
LoanMart is a service provider for Capital Community Bank, a Utah State Chartered bank, Member FDIC. All ChoiceCash Loans are originated by CCBank and provide clear disclosure of terms such as interest rates, fees, and repayment schedules prior to acceptance. The ChoiceCash Loan is not structured to “reset” or reapply interest to prior balances in the manner described. Each loan is a separate agreement, and customers are never required to take additional loans. Any new loan would be subject to its own underwriting, disclosures, and customer consent. Additionally, the ChoiceCash Loan is a simple interest loan, meaning interest accrues based on the outstanding principal balance, and customers can reduce total interest paid by paying early or paying more than the minimum—there are no prepayment penalties. We understand that financial products may not be the right fit for everyone, and we encourage all customers to review their loan agreement carefully and reach out with any questions before proceeding. If you would like us to review your specific experience, please contact the Compliance Department directly so we can look into your account and address your concerns in detail.
Linda P.
You call me up said paid on the 12th but I did not I paid on the 10th
Response from LoanMartApr 20, 2026
Thank you for bringing this to our attention. We’re sorry for any confusion regarding your payment. Based on your message, it sounds like there may be a discrepancy between the date the payment was made and how it was reflected in our system. Please note that we are addressing this matter under separate cover to review the payment details and ensure everything is accurately reflected.
Disappointed C.
I had a really bad experience with Loan Mart. So I initially had applied. I just wanted to pull money out of a vehicle that I had paid off for some emergency type things. Anyways, they approved me for up to 8000. . So I was hesitant because the interest rate on 1000. I would be paying back close to $30,000 in three years. Anyway, so they had approved everything ran my credit twice for whatever reason. And then I uploaded all the documents but they send you a request out. It literally looks like someone very unprofessional wrote the sheet for the list. And then you upload everything and then they literally start arguing with me on every single photo. It wasn’t a live photo. Oh you know retake this. Oh, we can’t use. We think you’re part owner in the company. We can’t use that. Anyways, long story short I could never recommend them. If they treat people like this before they even do a deal can you imagine how badly they treat them after they secure Loan from them?
Response from LoanMartApr 20, 2026
We’re sorry to hear about your experience and appreciate your feedback. During the application process, documentation and verification may be required to meet the lender's underwriting, which can sometimes result in follow-up requests. We understand this can be frustrating. Loan terms are fully disclosed prior to acceptance, and there is no obligation to proceed. If you would like us to review your experience further, please contact us at [email protected].
MELANIE
Worst loan comp I've ever dealt with. One employee tells you one amount and other employees tell you different The interest rate is insane and its next to impossible to pay off . Don't do it go to a different company. These people are crooks and do not want to work with you in anyway possible . Its not worth the stress nor giving them business They are nothing but liers and crooks .
Response from LoanMartMar 26, 2026
Thank you for sharing your feedback. We take concerns regarding customer experience and communications very seriously. As a servicer of the ChoiceCash Loan, we strive to work with customers in a respectful and professional manner, and we maintain policies and procedures designed to ensure that all communications comply with applicable laws and guidelines. We understand that your experience did not meet expectations, and we would like the opportunity to review your concerns in detail. For privacy reasons, we are unable to discuss account-specific matters in a public forum, but we encourage you to contact our Compliance Department directly at [email protected] so we can look into this further and address any issues. Please reference your account number on the subject line or in your communication.