Mashala M.
Quick, easy, flawless
It was easy, quick, staff was friendly, knowledgeable, I’ll definitely use Zo again!

Zo Financial helps consumers by: Providing scheduled payments to acquire the items they don’t have the cash to put down on. Providing a LOW or NO credit option to get the items they need. Providing a way to spread out payments over time to ease the impact on their bank account. Providing multiple paths to ownership: 90-Days Early-Purchase, Anytime Early Purchase, and renewable lease for up to 12 months. Contact us at 833-719-1096 to learn more about early-purchase and payment options.
Zo Financial (zofinancial.com) has 182 customer reviews on Five Star Index, with an average rating of 4.1 out of 5.
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Mashala M.
It was easy, quick, staff was friendly, knowledgeable, I’ll definitely use Zo again!
Kanetha T.
AMAZIN SERVICE 🤩🤩🤩🤩
customer
shirley the manager is horrible. the company system is poor they charge you 400 everyday if you don’t pay it the day of calling to pay your amount. latoya brown is also no help she charges you and doesn’t break it down to you. and i asked to take my card information down and she didn’t
customer
Had some issues during the actual process of using the lease, but their support got it sorted out pretty quickly. Besides that, all calls I made were answered by a real person, and I was called by a real person multiple times to clarify and get things in order. Payments were automated, and I was able to pay my lease off early pretty easily on their website. Obviously be careful with their stupid high interests rates, pay your crap off early.
Clyde R.
I recently applied to use your services when I went to Bailey’s furniture store to purchase a bedroom set. I decided to decline the offer because of the many times and conflicts with the computer system being able to be accessed for signature. I do believe that had the system been working properly, I may have made the purchase, but because of that, and the customer service my wife and I received at Bailey’s, we decided to decline the offer, or use your services. The process was easy enough and the people that I did have a chance to speak with or very nice and professional. In the future, if I am offered a chance again to use your services, I probably would based on this experience.
customer
Always courteous and professional.
Douglas B.
I’ve been a multi time customer with a great payment history, after multiple loans with no missed payments my ability to by or what you would call approved limit has steadily decreased. This is a great company to acquire needed household items , but the inability to recognize repeat and good customers is lacking….
customer
Need to be more specific about how your " 90 days " work, because if one does not pay in full the amount in this time period Zo charges the doble of the amount!!!!