Elizabeth M.
Auto-draft poorly timed.
I didn’t like my account being hit on payday right after midnight before my paycheck hit. I think it happened a couple of times, so perhaps timing of the auto draft can be changed.

Zo Financial helps consumers by: Providing scheduled payments to acquire the items they don’t have the cash to put down on. Providing a LOW or NO credit option to get the items they need. Providing a way to spread out payments over time to ease the impact on their bank account. Providing multiple paths to ownership: 90-Days Early-Purchase, Anytime Early Purchase, and renewable lease for up to 12 months. Contact us at 833-719-1096 to learn more about early-purchase and payment options.
Zo Financial (zofinancial.com) has 182 customer reviews on Five Star Index, with an average rating of 4.1 out of 5.
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Elizabeth M.
I didn’t like my account being hit on payday right after midnight before my paycheck hit. I think it happened a couple of times, so perhaps timing of the auto draft can be changed.
customer
I had a really good experience with Zo Financial. They offer a 90-day early payoff option which makes it possible to get quality furniture without paying the full long-term cost if you plan ahead. When I contacted them they were extremely helpful and worked with me. They adjusted things on their end and made the process really easy. What I appreciate most is that they work with different credit situations, and you can still get nice furniture when traditional financing isn’t always an option. Their team was professional, understanding, and willing to help resolve the issue quickly. Overall a great experience and I’m grateful for the flexibility and customer service.
customer
Notifications and making adjustments was easy.
R.White
ZO financial was fantastic. I got my couch and dining table for my family. We ve been truely happy. And thank to ZO, I plan to finance with you in the future. Thank you so much one again.
Katrina
Great customer service! Ease of use and the dashboard was easy to use!
customer
Just an overall great experience I would use this program again in a heartbeat and recommend it
Danny
They gave me a chance for credit after wife's medical bills ruined my credit
Charles H.
It was a great experience and easy to get the product paid off early