United Car Care vehicle service contracts offer reliable protection at an affordable cost, which is exactly what consumers want when looking for mechanical protection for their vehicles. Our product is backed by an A-rated insurer, thus providing our contract holders with the utmost security.United Car Care has earned an A+ rating with the Better Business Bureau, which speaks to the way we do business—with integrity. We are proud of the fact that we have had over a million satisfied customers as well as many long-time relationships with our dealers and agents. These relationships are a true testimonial to United Car Care’s core values: quality, dependability, and customer service.
United Car Care (unitedcarcare.com) has 170 customer reviews on Five Star Index, with an average rating of 3.7 out of 5.
Also known as
unitedcarcare.com
Website
unitedcarcare.com
Category
Insurance
Location
Greenwood Village, Colorado
Listed on Five Star Index
2026
About these reviews
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The company replied to 82% of reviews.
Latest
Most recent review: July 2026.
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Reviews are shown as their authors wrote them. The company can reply, but cannot edit them.
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It a wast of money to go with this company I paid for the best warranty they off everything cover the say now my air conditioner leaking and the don’t what pay thing it go some kind of main holes it leaking Freon from it and the don’t what to pay but warranty cover everything but bake pads the use the business to use their company to make them money paid a lot for this warranty had no need to but this one time and they don’t what to pay for anything they told me the don’t cover the holes on the car that is a part of the engine and the air they some pay some of the bill it’s cost 1100 just to put a holes on the car. Right when need to you the insurance it’s no help to me it is not for anything like they said in the warranty
Response from United Car CareAug 21, 2023
Hi Annette,
We are needing additional information to identify your policy and review the circumstances of your claim. Can you please respond with a direct message here or call (833) 815-2503, reference #1385724, and provide us with your contract number or the last six digits of the VIN?
RH
Ryan H.
If you want to waist your money this is…
If you want to waist your money this is a great place to do it. Iv had 3 issues with my truck in 3 year and they have covered nothing. My truck has been in the shop for two week wanting for them to make a decision even tho it states in the contract that the turbo is covered. If you use this warranty company you will be really disappointed and paying for any fixes out of pocket
Response from United Car CareJun 28, 2023
Update 6/30/23:
Hi Ryan,
Our Claims Director has reviewed your claim and opted to cover replacement of your turbo. Thank you for your patience and communication. Have a great weekend.
Hi Ryan,
We are unable to identify a contract in our system for you. Could you please call us with your contract number or the last six of your VIN, so we can review your claim? (833) 815-2503, reference #101152
DG
David G.
Extended warranty not being honored by UCC
I purchased an extended car warranty contract from United Car Care through Hgreg when I bought my 2017 Hyundai Santa Fe back in August, 2020 with 43k miles.
I had all required maintenance done on the car since then and never had any issues. In December, 2022 I felt that my car was struggling to accelerate (about 18k miles have been put on the car since August, 2022) and started stalling when attempting to increase speed. I had it towed to a local mechanic in West Boca and they told me that my car was making noise and that my engine needed to be replaced.
I then had it towed to Hyundai in Coconut Creek, FL because I wanted Hyundai to handle the issue and get a second opinion. The mechanic who has been handling my car since I brought it in (at the time of this email, about 2 months) said that the Rod Bearings failed resulting in damage to the engine. My car came in to Hyundai with full, clean oil. That mechanic has 40 years of experience. The mechanic also said there were metal shavings in the oil pan and engine, indicating a breakdown of the rod bearings.
UCC demanded that the mechanic tear down the entire engine in order to prove the failure beyond what was already presented to UCC through their own inspector and the mechanic at Hyundai.
The cost to tear down the engine was over $2,000.00 dollars. UCC said that they would pay ONLY if they approve the claim. Hyundai agreed to charge me only half. I paid $1,000.00 dollars out-of-pocket for them to, essentially, dismantle the entire engine.
UCC sent their inspector out who took videos and pictures. I have never received a copy of their report OR any correspondence in writing. They denied my claim. Their reason, which was given to me ‘verbally’ over the phone, was “failure of the rod bearings due to lack of lube and continue of operation”. Again, my car came in with clean oil and full.
Hgreg is pushing this company on their customers but when a claim actually is made, UCC does not want to pay these legitimate claims. I spent $3,800.00 dollars on this contract. My engine died with no warning other than some sluggish acceleration which I responded in a reasonable manner given the particulars of my experience with the car.
Response from United Car CareFeb 27, 2023
Hi David. Thank you for your feedback. As you have escalated this issue elsewhere, we will reply accordingly via those other means. Have a pleasant day.
CK
CK
BUYER BEWARE!
SAVE YOURSELF THE FRUSTRATION
My claim was denied for a part specifically listed and covered in my policy. UCC denied the claim and never provided me a written reason for the claim denial.
UCC did not respond to my written requests nor my voicemail message to the claims manager who my claim agent referred me to “Randy”.
UCC only responded to my online complaint with the following info (paraphrased)
‘The only way the transmission can fail this manner is if it were shifted into at a high RPM. The claim is denied.’
Implying driver misuse to avoid the repair claim, despite many existing documented cases online of this exact transmission failure.
I promptly canceled my policy and used the refund to pay for the repair.
SAVE YOURSELF THIS FRUSTRATION
I strongly recommend other potential UCC customers avoid this company…
Instead put the money you would have spent on the warranty in a savings account, for potential repairs. Avoid their false sense of coverage and the inevitable frustration and wasted time.
Sharing my experience here, with the hopes of saving others from this frustration.
Response from United Car CareAug 23, 2022
Hi, CK. Thank you for providing additional information. We are reviewing your claim and your request and will get back with you as soon as we can.
MD
Mr DeeP GAMING AND M.
Very bad experience
Very bad experience
Response from United Car CareAug 22, 2022
Hi. We reached out via Trustpilot on 8/10/22 to request aditional information that would help us identify your policy. Unfortunately, we have not heard back from you, and so cannot review your claim to see if there's anything we can do to help. Please reach out to us if you change your mind. Reference #101138.
KJ
Kenneth & Jennifer H.
BUYER BEWARE
Had an issue with my truck and took it to a GMC dealer. They told me what the issue was and I contacted United Car Care. They sent a 3rd party adjusted to look at my truck. GMC called and said that United Car Care rejected my claim becuase of "dirt and debris" which is excluded from my warranty. Now I am out $1550 to get my vehicle fixed, have a completely useless $4500 warranty through this joke of a company, and feel screwed. So I would recommend avoiding this company becuase they will take your money and think long and hard, they can deny everything becuase vehicles get dirty driving down the road. I do not take my vehicle off road and stay on paved roads 98% of the time, so this can happen to you as well. Buyer beware!
Update - Response to Owner: There was an issue with my car, not caused by me and you will not cover. You refuse (deny) and GMC refuses to pay, so I am left paying. I purchased an extended warranty and you chose to deny the claim, your reasoining is a lame excuse. We dont have to worry about any of this any longer becuase I have gone to the dealer last week and canceled my policy. I am just bummed I paid the small amount that I paid.
Response from United Car CareJul 15, 2022
Hi Kenneth,
Thank you for your somewhat honest, if rather puzzling feedback. To clarify this situation, we did not deny your claim - and nor have we ever denied any claim - due to the vehicle's exterior being dirty. Frankly, we couldn't care less whether your vehicle's exterior is dirty or clean and, similarly, we do not deny claims due to the exterior of internal components being dirty. Your claim was denied because there was dirt and debris INSIDE the fuel tank's vent tubes, and to be very specific, the vent tubes are meant to vent fumes out of the fuel tank, NOT draw in air, so nothing should be going into or clogging these tubes. As our adjuster explained to you, the reason this component is not covered by your contract is because this failure is a manufacturer defect, meaning that GM, your vehicle's manufacturer, needs to issue a recall to address the problem; these components are not working as GM intended. As for the $1,550 you paid out, we suggest contacting GM for reimbursement - again, this failure is common with this specific GM part and needs to be addressed by GM.
Update - 7/20/22 Response to Reviewer: It is unfortunate that GM is not covering the cost of repairs for a component that they know is failing (they issued a TSB (technical service bulletin) highlighting the fact that many owners of the same model vehicle were experiencing the exact failure that occurred in your vehicle); however, that particular repair was not, at any point, included for coverage under your policy with us. Moreover, we are not responsible for GM's mistakes. Again, GM is well aware of the problem and they need to issue a recall to fix their mistake.
KM
Kris M.
So last June United Car Care replaced…
So last June United Car Care replaced my transmission with myself only having to pay the deductible which was great. However, this past weekend my transmission started bouncing in and out of gear while trying to accelerate. I took it back to the same place that did the repair initially and, due to mileage exceeding the contract amount-though we only have been driving it around town- there is no warranty on the transmission United provided. I do not know where they received the aftermarket transmission but it did not even last a year before failing. Had I known this was going to be the end result, I would have just paid for a new transmission first and not even deal with United Car Care.
UPDATE: The mechanic did reach out to try to talk with someone and they were told that unfortunately you were unable to help.
Response from United Car CareMay 5, 2022
"Hi Kris,
We have to admit that we're a little confused by your review. We spoke to you on 5/2 and indicated that we needed to hear from your mechanic to go over the repair, but we never heard from anyone else. Right now, we have no confirmation of your vehicle's current mileage or the failures you're experiencing. We have not denied your claim, as we have not had the opportunity to review this information, so we encourage you to have your mechanic contact us."
Update: Hi Kris,
We have not heard from anyone regarding this claim other than you on 5/2. Again, we encourage you to have your mechanic contact our claims department so that we can review.
TB
Travels By C.
DON'T USE THIS COMPANY!
My car has been in the repair show for 14 days as of today awaiting approval from United Car Care to be fixed. I have been without a car this entire time. No rental! I've called numerous times and was told they would call back and neither I nor the repair shop has heard from them. My warranty expires in less than two weeks. I truly feel like if that wasn't the case I would be treated much better than this! PLUS, my car was in the repair shop earlier this month for the same issue, they made me wait 15 days for a USED part to arrive. I had a rental car for 12 days and they would only cover 7, saying that was the max. My car was in the repair shop that long because it took them that long to approve and find the part, then have it shipped!!! Not my fault! They refused the new part that the repair shop could get in 24 hours. Now that USED part was bad and I'm back in the this same cycle. Calling the supervisor is proving to be a joke as he will not return my call. I am at a loss and don't know what else I can do at this point. This is beyond unacceptable!
Response from United Car CareMar 29, 2022
Hi, Charlotte. Can you please provide your policy number or the last six digits of your VIN through direct message or phone ((833) 815-2503), so that we can review your claim?