pablo U.
Ever since I got truelink I had little…
Ever since I got truelink I had little money but when I had a lot of money there was little access to other resources to further development my financial growth

Families and professionals rely on True Link to help manage and protect the finances of the people they support.
True Link Financial (truelinkfinancial.com) has 588 customer reviews on Five Star Index, with an average rating of 4.4 out of 5.
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Investments & Wealth · Seal Beach, California
Excellent

Investments & Wealth · Irvine, California
Excellent

Investments & Wealth · Calabasas, California
Excellent

Investments & Wealth · Orange, California
Excellent
Showing 24 reviews with 3 stars · Clear filters
pablo U.
Ever since I got truelink I had little money but when I had a lot of money there was little access to other resources to further development my financial growth
Kurt S.
Works as promised, but cost is too high for what it is.
Response from True Link FinancialSep 11, 2025
Dear Kurt, Thank you so much for sharing this feedback. Our team would be happy to connect with you in order to learn more about your needs. We understand that the $12.00 monthly fee for our services may be difficult for some customers, and we would appreciate hearing from you if the fee creates financial hardship for you or the Cardholder. Our Support Team can be reached at [email protected]. For most people who begin using True Link, the monthly fee is worth it for the unique features and benefits that the card and platform provide, including the spending controls, reporting, real-time alerts, and access to a team familiar with the needs of the customers we serve. However, we understand that this may not be true for all situations. We look forward to assisting you!
Christina R.
I have mixed feelings about True Link. Pros: After some horrible experiences with my overspending by my family member in the past, I like this service and gives me peace of mind. Cons: Expensive and extremely slow with money transfers. I have an automatic deposit that is supposed to be transferred on the 3rd of the month but True Link holds it until the 11th. This is very frustrating for my family member. It seems like True Link could figure out a solution for this problem. It's ridiculous.
Response from True Link FinancialAug 12, 2025
Dear Christina, Thanks for sharing this feedback, both about what’s working well for you and what could be better! I am writing to address your concerns regarding the funding timeline and monthly fee. When our newer customers request their first transfers, as a security precaution, the funds are sometimes not made available until the transfer fully clears the bank transfer process on the fifth business day. This said, for your account, I am happy to share that moving forwards, transfers scheduled on business days before 4 p.m. PT will begin to become available to the True Link Card the following business day. A member of our Support Team will be following up with you directly to share more information about card funding, as well as your monthly fee. In the meantime, please know that our Support Team can also be reached at 1-877-264-8783, Monday through Friday, from 6 a.m. - 5 p.m. PT and 365 days a year at [email protected]. Thank you again for your feedback!
lpoe Van A.
I give 3 stars because I’m new to this card. Maybe I will feel differently down the road and change it. But I got this card for my sister. I am her payee. I make sure her bills are paid and give her what’s left over. Unfortunately we have been doing this in cash, which is a big mistake. This would solve those problems. But it takes so long for the money to hit her card. She can’t wait that long when she on a super small budget. I tried to make a deposit 4 days ago and we are still waiting. I may have to look for something different.
Response from True Link FinancialMay 1, 2025
Dear Iope, Thank you for sharing this feedback with our team about the funding timeline. While it is true that for our newest customers, the first several transfers may take up to five business days to become available, this timeline is temporary. As True Link establishes a relationship with your bank account, funds will become available on a next-business day basis. As a next step, we would love to connect you with our Customer Support Team to review your account. This can help with expediting the new customer funding timeline. We’d also be happy to hear any additional feedback you have as a new customer with True Link. Our Customer Support team can be reached at 1-877-264-8783, Monday through Friday, from 6 AM - 5 PM PT and 365 days a year at [email protected]. Thank you again for your feedback and please don’t hesitate to reach out to our Support Team for any additional assistance.
Rogelio L.
The deposits made in the card are not LIVE. The system is taking between 24 hours to 36 hours to load the debit card, but the cash is taken immediately from our bank. If you make a transfer a Friday, the system will not be able to load the cash until MONDAY (!!!!!!!!!). Not customer friendly. We are looking to use the card to help handicap people to get allowances to buy food and essentials. Taking 24 to 72 hours to get the cash in the cards is not acceptable.
Response from True Link FinancialApr 23, 2025
Dear Rogelio, Thank you for your feedback and for reaching out to our Support Team. You are correct in saying that True Link Card funding can take several business days, especially for newer accounts. This said, for your account, I am happy to share that moving forwards, transfers scheduled on business days before 4 p.m. PT will begin to become available to the True Link Card the following business day. While your requested transfer is in progress, you may notice that the funds have been debited from your account, even though they have not yet become available on the card. This is a normal part of the ACH transfer process. The delay occurs because the funds are in transit from your bank and have not yet settled on our end. We are sorry for any inconvenience or confusion caused by the transfer timeline. Finally, we know that sometimes emergencies happen, so if ever you need to fund your True Link Card same-day, please don’t hesitate to reach out to us. Our Administrator Customer Support Team can be reached at 1-877-264-8783, or at at [email protected], Monday through Friday, from 6 AM - 5 PM PT. On the weekends, we have team members responding to urgent voicemails and emails between 6 AM - 2 PM PT.
Joseph M.
Regarding time to accept deposit. My Bank account is with Chase Private Client Services. The transfer clears immediately. As my daughters trustee, I need to be able to set up monthly auto deposits.
Response from True Link FinancialApr 18, 2025
Thank you for letting us know, and we are sorry to hear you were kept on hold for too long! We would be happy to look into this for you and recommend reaching out to our support team via email at [email protected] or at 1-877-264-8783 to get assistance with both your account’s funding transfer timeline and so we can better investigate your recent call with our support team for excessive hold times. Our business hours are Monday - Friday from 9 a.m. - 8 p.m. ET, and we also have members of our support team responding to urgent voicemails and emails on weekends from 9 a.m. - 4 p.m. ET. As far as the timing of your deposits – as a security precaution, for our newest customers, it can sometimes take up to five business days for the first several transfers to become available on a True Link Visa Card. While it is typical for transfers scheduled for new accounts to take up to five business days to become available, this timeline is not permanent. Once you connect with our support team again we will be able to share more specific information with you regarding your account. We look forward to hearing from you!
Phyllis B.
It takes forever for money to transfer. It comes right out of the account selected, but takes a week to deposit. That’s ridiculous.
Response from True Link FinancialJan 2, 2025
Dear Phyllis, Thank you for your feedback! As a security precaution, for our newest customers, it can sometimes take up to five business days for the first several transfers to become available on a True Link Visa Card. This timeline is not permanent, however, and as we establish a relationship with your bank account transfers will become available within one business day. The funding timeline is displayed any time you schedule a transfer from the True Link online dashboard or mobile app. Additionally, a member of our Support Team will be in touch with you soon to share more information regarding the funding timelines for your account.
Christine
I like that my mother can have a card that I can monitor and she can be safe. However even when setting up monthly withdrawal from my primary account it takes a week after the withdrawal date to be on the link card. Why does it take this long? If this is something you know why wouldn't you address this issue. Even cash app is immediate.
Response from True Link FinancialJan 2, 2025
Dear Christine, Thank you for sharing this feedback! As a security precaution, for our newest customers, it can sometimes take up to five business days for the first several transfers to become available on a True Link Visa Card. This timeline is not permanent, however, and as we establish a relationship with your bank account transfers will become available within one business day. The funding timeline is displayed any time you schedule a transfer from the True Link online dashboard or mobile app. Additionally, a member of our Support Team will be in touch with you soon to share more information regarding the funding timelines for your account.