Sheila F.
Do your homework
1) Why do you need a broker? Google equipment financing and save the money. You're literally paying someone to find you someone else to pay. 2) If you do decide you need to use a broker make sure everything is included in the financing. My TM rep brokered a deal that did not include sales taxes on the tractor I bought and when I went to my local tax collectors office to do the title transfer they asked if I bought a check for $4,000.00 for unpaid taxes. (Sure, I have a piece of equipment that's been sitting now for 3 weeks unable to generate revenue let me just reach down into my deep pockets and get that for you!) 3) If they set you up with Amur understand I wouldn't recommend you use them. They are extremely rigid. Also know that their titling process could take a couple of weeks, the clock started ticking on your contract the moment they received a copy of it from TM and they don't care how long it takes you to put that equipment to work or what your particular circumstances are. I have given this review much thought and I am trying to be fair and only hold TopMark responsible for what they are responsible for. The mistake of oversight made with the sales tax was that of the broker. It is your responsibility to make sure the deal is done right. You handled all paperwork between the dealer and the finance company and in my opinion should have inquired to the dealer as to the term "IRP exempt" entered on the sales tax line of the sales order. I cannot in good conscience give you a "great or excellent" rating when this a real cost to me that at this point you can do nothing to remedy it.