Donald H M.
Pleasant experience with Chelsa Carge at Top Line Insurance Agency
Was a client of a Fort Myers agency for 7 years and insured with same company. I have a credit score of 850. I never missed a premium payment until February of this year when a series of health issues hospitalized me. As recovery and rehab was long I missed the premium due date by two weeks. The insurer deemed that the policy had lapsed and returned to me the annual premium check I sent to pay. The local agent was not supportive claimed the cancellation is required by State law when a policy lapsed. Local agent said she would shop for another insurer. And she did. The proposed policy had a premium of over $7,000 and no credit for wind mitigation. Neverless I expanded my search and Chelsa Cerge from Top Line found a policy with the same premium of my previous policy ($1,900) and with a higher replacement value. She was most responsive and I enjoyed working with her. As far as my old agent, by them trying to sell me what appears to be a sub-prime policy, my other business (auto, umbrella) will go elsewhere.
Response from TopLine InsuranceMar 13, 2023
Hello, Donald! Chelsea is an excellent member of the TopLine Insurance Team. We're so happy that everything worked out to your satisfaction. Thank you very much, and welcome to the TopLine family!



