Kalia N.
Will is the BIGGEST blessing
Will is the BIGGEST blessing. His guidance, advice and perspective helped me tremendously. He is in the process of making my dreams come true. He is THE BEST and only person I’d trust to assist me.

The Phenix Group has a deep passion for helping individuals fix bad credit and achieve financial security. The founding members of Phenix have a passion for helping others; one way we do that is through our attorney-engaged credit repair process. Phenix’s goal is to help make the lives of our clients more manageable through improvement of credit and education in the least amount of time possible. We at Phenix know, behind every client is a unique story of struggle, unforeseen twists, uncontrollable life events, all which have led to their current credit situation. Each case is handled on an individual basis, ensuring the best road map, individualized for each client to ensure success. Phenix relies on the knowledge and foresight from a team that was put together specifically to focus on you and your needs. At Phenix, you’ll find well-trained, client-focused credit analysts with knowledge of the financial industry, the ability to break down the numbers and help you navigate the best possible path to your goal.
The Phenix Group (thephenixgroup.com) has 181 customer reviews on Five Star Index, with an average rating of 5.0 out of 5.
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181 approved reviews, newest moderated first
Kalia N.
Will is the BIGGEST blessing. His guidance, advice and perspective helped me tremendously. He is in the process of making my dreams come true. He is THE BEST and only person I’d trust to assist me.
Paul B.
I have know Will for many years, The kindest most helpful person you could work with, very detailed and patient while explaining options that are available.
Manny C.
Great experience with “The Phenix Group” Will Smith is the best. I’m so happy I came across his service. He was able to remove my bankruptcy and multiple collection bills including a $5000 medical bill. I’m now in the process of paying down my credit card debt to start the process of purchasing a home. Thanks Will 🙏
ROBERTO B.
My wife and I have always been very skeptical about credit repair companies, then our close friends hired Mr Joe Camacho (The Phenix Group), they wanted to buy a house but their credit was bad, Mr Camacho did what he does best and made their dreams come true. That’s when we realized that he could also make our dreams come true, and he did! Thanks to Mr Camacho we are now happy homeowners! He works very hard for you and explains the whole process in great detail. If you need help with your credit - do not hesitate to contact him!
Michael M.
Will did an amazing job repairing my credit and raising my score! We are well on our way to getting our house now! Great company and people who care!
Christina T.
Joe Comacho, hands down, is the best at what he does. Joe was referred to us by a mortgage lender to get us ready to purchase a home. Joe really helped us. I thought there was no way our credit score could jump as high as it did with Joe's help. I'm blown away at the outcome and how much he helped us! He is a straight shooter and doesn't lie to you. He gets the job done and does a d@mn good job. He means business and doesn't mess around. He always answered the phone when I called. I would recommend Joe to anyone that needs help with their credit. I have already referred three of my friends to him. AND, we were able to buy our dream home! Thank you, Joe!!!
Krystal O.
I'm completely in love with the results Will Smith from The Phenix Group has provided for me, and the ease of their process. It was well worth it and I couldn't be happier. I've always been skeptical of credit repair companies, as I know most of them send out generic letters to the collection agencies. The Phenix Group worked with attorneys to handle my credit repair more in depth, where it was needed. My results were 100% account deletion for all 3 reports, over $21k in negative debt removed, and I gained over 300 points total between the 3 bureaus! My scores went from the high 500s/low 600s, to 727 on up! I wanted to cry when I received my results lol There was constant communication and any and all questions I had were answered promptly. I would 100% recommend Will Smith at The Phenix Group.
Kyle B.
I was a little skeptical at first but working with Joe has been great! He's friendly, informative and has helped me wipe about 3/4 of my debt off my credit report