Shop Your Own MortgageReviews of syomortgage.com

This was my first home refinance and I was referred to SYO. Paul was wonderful to work with: he made the process easy, straightforward and streamlined. I bid with other companies and the others had hidden fees and rate discrepancies. SYO was transparent and had lower rates and fees so it was an easy choice. Paul helped me find the best loan option for my situation and lock at the right time. My loan closed very quickly (in 7 days) and the process was so easy. I would highly recommend working with Paul and SYO - thank you again for making this such an easy and rewarding process!

John Leahey was fast, knowledgeable and very informative of our options! HIGHLY RECOMMENDED!! He was so responsive and got things done quickly!!! Would use him again for future needs.

Paul Kim was absolutely the most helpful person we have had I even call them on vacation and he answered my call he returned my calls immediately he answered all my questions and I think he is fabulous he helped me through the whole process thank you Paul so much five star

The application was quite easy and the follow-up was alright. Just a minor glitch with document signing via Quicken Doc Sign, but otherwise everything went well. The interest obtained was great and found that it was lower than going direct with a finance company. I would recommend it to anyone.

Paul Kim did an awesome job! He made sure we got to the finish line! Am very satisfied with the service provided and will highly recommend them! Taylor also did an awesome job, communication was effective and timely. This defines that this team is driven to succeed! Thank you! Job well done!

Had a great help from them. From beginning to the end, everything was made so easy, straight forward, and seamless. The best thing was their response time - super fast. Not only that they gave me a great deal compared to at least 3 different loan companies. A particular loan company was referred to me separately which I was having a hard time trying to get a hold of. It turns out SYOM got me a loan from the same loan company. It was genuinely a seamless experience to get approved for loan through SYOM. Would highly recommend it to others as well.

I originally started a refinance with them on my primary residence back in April and just gave up working with them now in October. I was originally forgiving with the first refinance that fell through at the start of covid. Second company they matched me with took several months before it fell apart. They told me the third time would work and be fast since they had all my paper work... Not so. Refinance went over 45, they relocked for an addition 21 days, managed to let that expire too. Finally sent me an updated disclosure after 66, which had raised over 1,100 dollars since the initial one (due to repeated loss of rate lock) To their credit they offered to refund their brokerage fee, but since I could still get a better deal from using a more competent company that can probably close in under 5 months I decided to walk away having lost months and just under $200 dollars due to excessive payoff statements fee (6). Their personnel is courteous and pretty reachable, they just can't seem to close. I would recommend looking elsewhere.

Currently in the process of doing my second refinance with them. Everything was as promised - no origination fees or application fee - plus I actually saved more than I was expecting, even using the same lender. Am referring all my friends and family to this service!