Brian G.
Do your research
Like others, I received a mailer saying I was pre-approved for a low-interest rate loan. As soon as I went online and submitted my info, I got a call from Stretgic Consulting (not the name of the company on the mailer). It turns out that they pushed me to a debt settlement program with a law firm. I will admit that Zachary was helpful in answering my questions and didn’t hesitate to reschedule my notary appointment when I requested more time to think about it. Be aware that debt settlement can be appealing with the lower monthly payment but your credit takes a hit and you will likely get collection calls and letters for the first several months and there’s the potential of creditors suing. Everyone needs to make a decision that’s best for their situation; in my case, I found a better alternative so didn’t proceed with them. I really consider debt settlement a last resort and I’m not at that point. Also,I responded to a loan offer, not a debt settlement offer, so I do feel this is a bait-and-switch and I wasn’t comfortable proceeding. To each their own. But do your research and make an informed decision that’s best for you.




