America's FavoritePuppy Insurance Click for Price >Spot Pet Insurance is one of the leading providers of customizable pet health insurance for dogs and cats across the United States and Canada. We're on a mission to help families get their pets the care they need to lead longer, happier lives together.
Spot Pet Insurance (spotpet.com) has 11,960 customer reviews on Five Star Index, with an average rating of 4.6 out of 5.
Also known as
spotpet.com
Website
spotpet.com
Category
Insurance
Location
Miami, Florida
Listed on Five Star Index
2026
About these reviews
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The company replied to 99% of reviews.
Latest
Most recent review: October 2026.
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Reviews are shown as their authors wrote them. The company can reply, but cannot edit them.
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This is great insurance. I have a new puppy. His first wellness check went well. I turned my bill in and they got back with me in a couple of days. All I have to pay is about $20. Very happy 😊
Response from Spot Pet InsuranceMar 18, 2024
Hi Rhonda, We’re so glad you had a positive experience! Wishing you and your fur family good health. ~The Spot Family🐾🐾
AK
Aneel K.
Overall great experience
Overall good experience. Easy to use the app and process is streamlined. Only issue is that some claims will say action is required even after submitting required documents. That being said once the claim is processed the reimbursement comes quickly and there were no hiccups there.
Response from Spot Pet InsuranceMar 18, 2024
Hi Aneel, Thank you for the positive feedback! Please reach out to us if you ever have any questions. ~The Spot Family🐾🐾
GS
GEORGE S.
Great Experience on my first 2 Claims
All good so far. Filed 2 claims and the reimbursements are on their way back.
Claims were done on line and the response was very quick.
Response from Spot Pet InsuranceMar 18, 2024
We love hearing this, thank you for sharing George! Wishing you and your fur family good health. ~The Spot Family🐾🐾
DS
Denise S.
It was easy to submit invoices and turn…
It was easy to submit invoices and turn around time was quick with auto deposit.
Response from Spot Pet InsuranceMar 18, 2024
Hi Denise, We’re so glad you had a positive experience! Wishing you and your fur family good health. ~The Spot Family🐾🐾
LM
Lori M.
Best pet insurance company
Best pet insurance company. I’m so glad I found you when Enzo was a puppy.
Response from Spot Pet InsuranceMar 18, 2024
Thanks for being a part of the Spot Family Lori! 🐾 🐾
SN
Silina N.
Best Pet insurance for the money
Best Pet insurance for the money
We reviewed several pet ins companies before choosing Spot. They gave us great coverage for both emergencies and office visits .
The claim form is easy to fill out and submit. Reimbursement comes quickly and we have it direct deposited.
I’ve not had to use customer support so I can’t comment on that but having had it for 2 dogs for over a year - we are thrilled with our choice.
Response from Spot Pet InsuranceMar 18, 2024
Hi Silina, Thank you for the positive feedback! Please reach out to us if you ever have any questions. ~The Spot Family🐾🐾
LS
Lindsey S.
Pleasant surprise!
It's my first time using this health insurance for a pet and I wanted to say I was pleasantly surprised to be receiving a check for 90% reimbursement BEFORE meeting the deductible because I didn't realize vaccines didn't require the deductible to be met before being reimbursed. You guys are great!
Response from Spot Pet InsuranceMar 18, 2024
Hi Lindsey, We’re so glad you had a positive experience! Wishing you and your fur family good health. ~The Spot Family🐾🐾
JA
Jamie
We're into our 4th year as Spot clients…
We're into our 4th year as Spot clients for our two Golden Retrievers. We picked Spot for it coverage because they covered (at least at the time) issues specific to the Golden Retriever breed, hip/elbow dysplasia and cancer, without any wait period. While not the least expensive, you get what you pay for. Once you understand that basic pet insurance will not cover the routine visits, but is meant for illness/accident coverage, you'll save yourself a lot of grief. Spot has been great in paying what I felt was covered, and the process for filing a claim over the last few years has improved immensely. It is done on-line, a few clicks, down load the invoice and submit. You can track the status of your claim by logging-in to your account.
Been very happy with Spot, premiums went up over the lock down years, but most recent was considerable less than prior year, even with our dogs now 3 and 7 y/o, a very pleasant surprise! Recommend Spot
Response from Spot Pet InsuranceMar 18, 2024
We love hearing this, thank you for sharing Jamie! Wishing you and your fur family good health. ~The Spot Family🐾🐾