Spot Pet InsuranceAmerica's FavoritePuppy Insurance Click for Price >Spot Pet Insurance is one of the leading providers of customizable pet health insurance for dogs and cats across the United States and Canada. We're on a mission to help families get their pets the care they need to lead longer, happier lives together.
Spot Pet Insurance (spotpet.com) has 11,960 customer reviews on Five Star Index, with an average rating of 4.6 out of 5.
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Insurance · Tampa, Florida
Excellent
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Insurance · MIAMI, Florida
Excellent
11,960 approved reviews, newest moderated first
Jenna
Uploading the necessary documents regarding my cat’s vet appointment was quick and easy. Spot processed my claim and deposited the reimbursement into my bank account all in under a week! Could not be any more pleased with the ease of use and quick service.
Response from Spot Pet InsuranceMar 14, 2025
Hi Jenna, We pride ourselves on providing exceptional service, so we're very happy to hear this has been your experience. ~The Spot Family🐾🐾
Denise
To file a claim was fast and simple to do. I just scanned and emailed my bill. Received my refund in a matter of days. They paid $114 out of a $182 bill for his yearly checkup and shots.
Response from Spot Pet InsuranceMar 14, 2025
Hi Denise, We’re so glad you had a positive experience! Thanks so much for being part of the Spot family 🐾🐾
Louise O.
Very timely with reimbursement. Monthly premium reasonable for benefits.
Response from Spot Pet InsuranceMar 14, 2025
Hi Louise, Thank you for the positive feedback! Please reach out to us if you ever have any questions. ~The Spot Family🐾🐾
Shawn J.
I have been very pleased with Spot Insurance. Easy and fast claim process. Totally Satisfied with their service.. I would definitely recommend Spot insurance to other’s..Glad to be a part of this company.
Response from Spot Pet InsuranceMar 14, 2025
Thank you for your wonderful review, Shawn! We're proud to offer a service that aligns with your expectations. Your support is truly appreciated! ~ The Spot family 🐾
Janet C.
Very fast turnaround.
Response from Spot Pet InsuranceMar 14, 2025
Hi Janet, We pride ourselves on providing exceptional service, so we're very happy to hear this has been your experience. ~The Spot Family🐾🐾
quyen N.
Spot offers a direct payment option, where the insurer can pay the vet directly, reducing the burden on you to pay up-front.
Response from Spot Pet InsuranceMar 20, 2025
We’re delighted to hear about your positive experience with our pet insurance! Thanks for choosing Spot to protect your furry family.🐾
Naomi L.
So this is the start to our third year with spot…and we love it. It is so easy to place a claim and the customer service has been very helpful. But here is the but the first year we paid $465.60 then the second year we paid $580.20 (that is an increase of $114.60) mind you nothing in our package hadnt changed and we have never gotten to our deductible ever. And now this year we were going to look into another company because of how much it went up and I understand inflation but that seems a bit much for a dog that has no issues and is 4 years old. But I got back to it to late and my card was charged which was my fault but the new charge was for $631.44( increased again $51.24) and again we have never gotten to our deductible so I don’t understand this but other then the price discrepancy I would stay with this company and makes me sad that we will have to move on from them cause I can’t pay for this every year and be surprised with what my credit card statement is going to say
Response from Spot Pet InsuranceMar 14, 2025
Hi Naomi – We do our best to keep our plans as affordable as possible while still being able to support customers in seeking the best vet care. Rate increases account for increased pet age, advancements in vet technology and rising treatment costs, the general cost of care in your area, and several other factors. All premiums are based on rates filed with your state’s Department of Insurance, and we work to keep our premiums competitive. Please call us if you would like more information or options for your pet’s specific premium: 1-800-905-1595.
Thais C.
I have a small Morkie that has a really fragile health and he goes to the vet a lot. Recently he had to pull out 22 of his teeth and I was so nervous because the bill would be so expensive. I sent the invoice to SPOT and in less than a week I got their answer with the reimbursement! I always recommend SPOT to pet owners because they’re really good and fair when it comes to reimburse your money. 10/10
Response from Spot Pet InsuranceMar 14, 2025
Hi Thais, we’re grateful for your positive feedback! Our pet insurance is designed for reliability, and you can count on us for comprehensive coverage and unmatched support~ The Spot family 🐾