Spot Pet InsuranceAmerica's FavoritePuppy Insurance Click for Price >Spot Pet Insurance is one of the leading providers of customizable pet health insurance for dogs and cats across the United States and Canada. We're on a mission to help families get their pets the care they need to lead longer, happier lives together.
Spot Pet Insurance (spotpet.com) has 11,960 customer reviews on Five Star Index, with an average rating of 4.6 out of 5.
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Excellent
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11,960 approved reviews, newest moderated first
Teri R.
It has been simple easy and timely Thank you for helping me with my lovely fur Baby Missy Mae
Response from Spot Pet InsuranceMar 19, 2026
We’re delighted to hear about your positive experience with our pet insurance, Teri! Thanks for choosing Spot to protect your furry family.🐾
Bobby E.
If you truly love your pets, pet insurance is a must-have. My beautiful English Cream Golden Retriever went in for a routine tooth check, and thankfully, my excellent vet detected a minor heart murmur during the exam. I immediately took action, found a veterinary cardiologist, and got her heart thoroughly evaluated to determine the next steps. The combined cost for the two vet visits plus the specialist consultation came to nearly $1,000. Thanks to our Spot pet insurance, our out-of-pocket expense was only about $175. At 6 years old, my ECR is just as precious to our family as our children. If you want peace of mind, the ability to provide the best care without financial stress, and to keep your beloved companions healthy and by your side for as long as possible—pet insurance (like Spot) is one of the smartest investments you can make for them. It's worth every penny.
Response from Spot Pet InsuranceMar 10, 2026
Hi Bobby, thank you for taking the time to share your positive experience with us! We're dedicated to offering reliable pet insurance, and we're glad to see it's making a difference. Your support keeps us motivated! 🐾
Vickie B.
Worst customer service! They don’t pay for nothing! $72 a month wasted
Response from Spot Pet InsuranceMar 10, 2026
Hi Vickie, we are so sorry to hear you’ve had a frustrating experience and are unhappy with your coverage. If you have specific concerns you’d like to address, we encourage you to reach out to our team at 1-800-905-1595 so we can look into this for you please email us at [email protected] so we can directly assist.
Darci
Every claim that I made was at first denied. I had to call Spot and fight with them each time in order to get any payment at all. And this after turning in invoices that clearly stated annual exams, vaccines, fecal tests, etc. They claimed I turned in an invoice for vitamins. I only turned in two claims while with Spot and both were denied and then paid after I called them and complained.
Response from Spot Pet InsuranceMar 10, 2026
Hi Darci, we’re very sorry to hear this was your experience. If you want to provide additional feedback or get more details about your claim, please do reach out: 1-800-905-1595 (M-F 8am-8pm, Sat 9am-5pm EST)
askanexpertonline.com C.
Prices reasonable. Quite quick response to claims.
Response from Spot Pet InsuranceMar 10, 2026
Hi there, Thank you for the positive feedback! Please reach out to us if you ever have any questions.
Sheldon
Has the best policy options. I got 90% coverage with only a $100 deductible. Unbeatable. Hopefully ill never have to use them but I suspect they are easy to work with looking at other reviews. Best deal thats for sure!
Response from Spot Pet InsuranceMar 10, 2026
Hi Sheldon, We’re so glad you had a positive experience! Wishing you and your fur family good health.
Sandra T.
Fast claim settlement.
Response from Spot Pet InsuranceMar 10, 2026
Thanks for being part of the Spot family, Sandra! 🐾
TJ
super easy to submit claims and get the insurance you want
Response from Spot Pet InsuranceMar 10, 2026
Hi TJ, Thank you for the positive feedback! Please reach out to us if you ever have any questions.