Paula J.
They were very helpful any question I…
They were very helpful any question I had they answered it to the fullest and always were there whenever I called I really enjoyed working with them

Splitero provides Home Equity Investments that allow homeowners to receive a lump sum of cash in exchange for a share of their home’s future value with no additional monthly payments. Our Home Equity Investment does not require income verification to qualify. Homeowners working with Splitero can keep their low-interest mortgages and their homes.
Splitero (splitero.com) has 293 customer reviews on Five Star Index, with an average rating of 4.4 out of 5.
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Investments & Wealth · Seal Beach, California
Excellent

Investments & Wealth · Irvine, California
Excellent

Investments & Wealth · Calabasas, California
Excellent

Investments & Wealth · Orange, California
Excellent
293 approved reviews, newest moderated first
Paula J.
They were very helpful any question I had they answered it to the fullest and always were there whenever I called I really enjoyed working with them
Mark R.
I checked out a few places with this type of loan and they gave the most money with the lowest amount of interest percentage of the home taken. They were fast to respond and I could always get a return call within an hour to answer my questions. I liked that they are a local company in San Diego where I live.
Nicholas A.
Scam. They strung me along, assuring me I'd meet the criteria, and then changed the criteria after I applied and they pulled my credit (which is great). They clearly just sell personal data to other companies as immediately after I applied, I got at least 10 spam calls in the next two days for financing-related offers. DON'T TRUST THEM!
Jade F.
Total scam. Pay outs were frozen, no refunds to anyone and now they ask for 30% of the balance in order to begin pay ments again. Cry me a river, they have not delivered on anything but promised us—wait until my venture hits 300%. Avoid them at all costs. This, in fact, is one of the most catastrophic moment of all time. Now on,Equıty Pathway, org,pays quick, returns are really high.
Cas
After the great conversation over the phone on how much equity I had and how my credit score was more than fine (mid 600s- they advertise credit scores of 500 and up can be approved), I reluctantly allowed the hard credit pull. Two days later, I was told that I did not have enough equity in my home and was denied. They also said the underwriters didn’t think it made sense with my credit score to make things happen. Another HEA company showed my equity as over $150k and they did a soft pull. Going with the other company, but it may be a better idea to be honest about the types of customers you are really looking for rather than tell them they don’t have enough equity, when that was not the case.
Jessica R.
Horrible experience, complete waste of time and waste of a credit pull. They made it seem like a very simple, streamlined process with a minimum investment of $20k. I have at least $200k in equity currently by all models. I received a denial notice today for "not enough equity." I cannot recommend dealing with this company.
Response from SpliteroOct 11, 2024
Hi Jessica, we're so sorry we were unable to help you at this time based on our eligibility and underwriting guidelines. We do appreciate your interest in Splitero!
Marty S.
I worked with Abraham the Splitero Sales Rep. recently. I asked very specific questions to clarify whether I could qualify for their investment in my property given my unique circumstances, hoping to avoid a wasted hard Credit inquiry. He even had me wait on the line as he checked a couple things to be sure. I was assured i could qualify. After Underwriting reviewed my file I was denied based on the very issue I was concerned over...I had a Chapter 13 discharged 3 years ago...apparently each year under 7 years from discharge, they reduce the % available (in my case by 10%), but also simply because I have a basic HOA in our neighborhood (They do almost nothing) they also cut my available % by an additional 5%. I expressed my anger that I had felt mislead. Initially Abraham tried to say I didn't understand, but finally admitted he failed to tell me the limitations. Once I told him I would be writing this review, he proceeded to call me multiple times basically apologizing so I wouldn't be upset with him,,,,,then his boss waisted my time by reaching out to also apologize....I could care less if they feel sorry...its not about hurt feelings, it's about their incompetence and the training of their people to avoid these kinds of things...Thanks for the waste of time and ding on my credit Splitero.
Response from SpliteroSep 10, 2024
Hi Barbara, Thank you for your feedback! We apologize for any confusion or frustration caused by the process. We always strive to provide clear information and help as many homeowners as we can. We're deeply sorry about any misunderstandings that affected your final offer. Your input helps us improve, and we will use your experience to improve communication with our homeowners. If you have any further concerns or would like to discuss this further, please don’t hesitate to reach out to [email protected]. Sincerely, The Splitero Team
David N.
I recently partnered with Splitero to explore a home equity sharing option, and I am thrilled with the outcome. From the very beginning, the entire process was handled with the utmost professionalism and exceeded all of my expectations. A special shoutout to Alex Migliarini, who truly went above and beyond to ensure my needs were met. Alex took the time to understand my financial goals and retirement needs, and he provided expert guidance throughout the process. What really stood out was that Alex, on his own time, went out of his way to service my needs. His dedication and commitment were evident at every step, and he made sure I was comfortable and informed throughout the entire experience. Splitero delivered a solution that perfectly aligned with my financial objectives, allowing me to secure my retirement while fully leveraging the equity in my home. The terms were transparent and fair, with no hidden fees or surprises. I felt supported and confident in my decision, thanks to the personalized service and attention to detail provided by Alex and the entire Splitero team. The peace of mind I've gained knowing that my financial future is secure is priceless. I wholeheartedly recommend Splitero to anyone considering a home equity share option. They are professional, trustworthy, and committed to helping their clients succeed. And if you have the opportunity to work with Alex Migliarini, you're in excellent hands—his dedication to his clients is unmatched! - David N. Monterey, CA.