Mike D.
Fraudulent Junk Late Fees
I got a store credit card from Zales (Signet), apparently by a 3rd party called Comenity Bank. Nothing but a horrible scam. They didn't send my bill for over 3 months, and then "lost" my next payment, taking on bogus late fees. On a $1,300 item, they somehow managed to charge $800 worth of "late fees". Commeity Bank has many similar complaints, and they refused to talk to me when I complained. When I last complained to Signet's customer service, they just told me "too bad, thats not our problem, its a different company". I don't know the exact contract they have, but watch out. Signet (Zales) and Commity are colluding and running some type of scam.



