Gene B.
Company without a toll free number, enough said.
Would you deal with a company that does not have a toll free number? Would you think they would pay your claims if they can’t spare $20/month for a business phone? Before you purchase any plan from them check with your state insurance department. In most of US states they have to be registered or licensed. But they are not. You’re buying a worthless piece of paper. NY,FL,NJ,MA,CT - just a few states where they were all verified not being licensed to do business in. Oklahoma Insurance Department sued them in 2025. They were fined and barred from the state. Don’t read their positive reviews. They all are paid for or most likely posted by the same people and refer to initial sale of the plan. All real reviews are negative and talk about claims experiences. It is not my opinion, AI did a detailed examination of all posted reviews and uncovered this. Their BBB ratings “F”. Run, not walk … don’t waste your money.



