Sebonic FinancialReviews of sebonic.com

Just closed a refinance, transaction was smooth and I will include them in my searches in the future for additional financing needs.

I had really good experience in refinancing with Sebonic Financial. I was informed all the steps involved in the process and provided a website where I was able to upload all the documents. Entire process went smoothly I got good/competitive rates, I liked it. I would recommend to anyone.

I was a little nervous at first deciding to go with a online loan company. They may have a local presence somewhere but not where I live. That nervousness was about the only time I felt that way. Kevin Geraghty my loan originator was beyond awesome. He was easy to communicate with, answered all of my questions and even called me when rates lowered a bit and told me he got me a lower rate, I didn't ask or inquire during one of our calls he just said "hey our rates just lowered I'm going to drop your rate". They offered the lowest rate out of all the companies I shopped. I realtor had even said that she was very impressed with how low the closing costs were. I was able to close in 26 days and they even asked if I wanted to close earlier. 90% of the paperwork was all electronic. Bethany Evans who was the processor was equally amazing. They really made it easy and stress free. I cannot say enough good things about the buying process with these people. If your looking for a company to purchase a loan through I would say you should absolutely give them a chance.

Overall I'm very pleased. My rate was a half point lower than local brokers and the fees were a lot lower, too. My originator, Kent, was really terrific and looked out for me during the whole process. Closing was slightly delayed by a late appraisal, but the lender extended their rate lock for free. Communication slowed down a bit during the middle of the process, but I never felt abandoned. I would recommend in a heartbeat.

At first, I was very skeptical refinancing with an online agent. However, this process has been extremely smooth and quick. Sebonic Financial is the most responsive Loan Company I have ever dealt with. They are quick with emails and requests, which makes me feel very comfortable when dealing with someone you have never met. They even adjusted my rate to a better one than what I was originally quoted. Sebonic Financial has gone above and beyond from what I would typically expect from a loan company I highly recommend Sebonic Financial if you are looking to have a smooth and easy mortgage transaction. Thank you again for your help and wish to do business again in the near future

Joe, and the Sebonic Financial Team, did a fantastic job for us. They came in lower on rates, better on processing time, and helped us even close early. So happy that I chose to go with Sebonic over our local broker. Thanks again!

I a baby boomer, so using an on line platform for something I traditionally used a bank for was a bit of a stretch for my wife and me. But we're glad we went this way. It was straightforward, the people were great, and we proceeded through to close with no hiccups. You do have to prepare for LOTS of email though.

Sebonic handled my new purchase mortgage. They had the most competitive rates. Ryan Stephenson, the Loan Officer, replied quickly to questions and helped through the process. The online submission made things very simple. We closed on time with no issues. Highly recommend.