Carrie
Treated with RESPECT
From the beginning of speaking with SF, to the closing of the loan, was less than 3 weeks. Someone constantly kept me informed of what was happening. So far, I feel like a person and not a number. Thanks to everyone!

Sebonic Financial is a nationwide direct mortgage lender that provides modernized home financing solutions. As a trusted industry leader for nearly 30 years, Sebonic upholds the fundamental belief that top-notch customer service is key. Using a unique combination of proprietary technology and human expertise, we’re making the complicated process of obtaining a home loan simpler and easier.Reliable. Realtime. Reinvented. Sebonic has the home financing you need at the speed you deserve.
Sebonic Financial (sebonic.com) has 136 customer reviews on Five Star Index, with an average rating of 4.1 out of 5.
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Investments & Wealth · Wilmington, North Carolina
Excellent

Investments & Wealth · Madrid, North Carolina
Excellent

Investments & Wealth · Charlotte, North Carolina
Excellent
Investments & Wealth · Raleigh, North Carolina
Excellent
136 approved reviews, newest moderated first
Carrie
From the beginning of speaking with SF, to the closing of the loan, was less than 3 weeks. Someone constantly kept me informed of what was happening. So far, I feel like a person and not a number. Thanks to everyone!
CJ
Shawn Croat was extremely helpful in working through the nuances of the refinance. He responded quickly to requests and provided guidance at every step along the way.
Response from Sebonic FinancialMay 2, 2022
We love to see this, Cj. Thanks for your review! We’re so glad we were able to assist in your journey as a homeowner.
Charlene C.
Shawn Croats was extremely helpful with any questions or concerns my husband and I had from beginning to end. He is very knowledgeable and works to get the best rates the first time without jerking us around. If Mr. Croats didn’t know something he was honest and would find the answer. We appreciate all he has done and the fact he isn’t trying to pressure people nor is he giving us inaccurate information. We would recommend Mr.Croats specifically to work with when choosing your company but that your whole company did their best to handle our refinance efficiently, accurately and in a timely manner.
Response from Sebonic FinancialApr 21, 2022
Thank you for letting us know about your positive loan experience with Sebonic! It's always our goal to provide a positive experience and we are so glad to hear that we met your expectations. Please let us know if there's anything we can help you with in the future!
Sheena V.
Shawn Croat was amazing and patient with me. He answered every question I had. If I needed to leave him a message I feel I got back with either that day or the next so that was great. Very smooth process for me. Thanks 😊
Response from Sebonic FinancialMar 24, 2022
Thank you for taking the time to share your experience with Shawn and the Sebonic loan team, Sheena! It was our pleasure to assist in your journey as a homeowner.
Andrew G.
Jon was awesome! Timely responses and made sure we were in the loop on every step of the process. Very helpful and great communication! Highly recommended.
Response from Sebonic FinancialFeb 11, 2022
Thanks for your review, Andrew! We're happy to see that the Sebonic Financial loan team was able to help you purchase your home!
Brittney
Sebonic Financial made the process of refinancing fast and easy. Show Croat was extremely knowledgeable and always available to answer any questions i had. I highly recommend Sebonic
Response from Sebonic FinancialFeb 11, 2022
This is awesome, Brittney. The Sebonic Financial loan team works hard to help customers like you all day, every day. We're glad we were able to help you refinance your home!
Michele R.
Shawn Croat was amazing. He kept me informed every step of the way. He was knowledgeable and helpful. The whole process was super easy, start to finish. Thank you for everything.
Response from Sebonic FinancialFeb 11, 2022
It was our pleasure, Michele! The Sebonic Financial team is thrilled we were able to exceed your expectations. Please let us know if we can do anything to assist you in the future!
Gary B.
We were amazed by how smoothly and quickly the loan process went. Mike Cannon handled our refinance. He and his team did a phenomenal job, the entire process taking less than three weeks from beginning to end. Mike spent hours explaining things to us in detail. I cannot speak highly enough about him.
Response from Sebonic FinancialFeb 11, 2022
Thank you for taking the time to let us know about your fantastic experience with the Sebonic Financial loan team! Our people are our greatest asset and we take pride in knowing that they have provided you with superior service. We look forward to working with you again in the future for all of your home loan needs.