LaDonna B.
Choose a different bank immediately!
I opened an account online with Regions on July 4th, expecting to receive a card within a week or so, as has been my experience with all the banks I’ve used. Throughout the process, I was asked if I wanted to receive a card for this account and how I would like to receive it. This led me to believe that the card would be sent automatically. Yesterday, July 24th, I finally chatted with someone because I had a direct deposit scheduled for today, the 25th. Only then was I informed that I needed to make a deposit FIRST before they would even mail a card. I spoke with Tasha E., who informed me of this policy very rudely. I ended the chat and decided to call to confirm this. The representative I spoke with confirmed it. I said okay and hung up. I thought to myself that once the funds were deposited, I could simply transfer them to another account I have with a different bank. However, that did not happen. I logged in and attempted both an internal transfer and a transfer through Zelle. I received a message stating that I needed a checking account (even though there were funds in both my checking and savings accounts with Regions) to be able to transfer funds. So, I decided to chat with them again. Michelle M. told me to wait until 6 a.m. CT today, the 25th, to transfer the funds. Two hours past that time, I was still unable to transfer the funds. I called customer service again and was told that I needed my card and a signature, and that my card should arrive within 5-10 business days. I explained my situation, and the representative transferred me to "customer relations," only to be told that the only way to receive my funds is by going into a local branch. This is because they are only just now "setting up" my account and now there is a 48-hour hold on my funds. This has been the worst banking experience I've ever had. I also bank with Chase and Citi, and I received my cards from both institutions within a few days. The processes for both were done online, regardless of whether a deposit was required or not. This is a significant inconvenience. As many have said here, please choose another bank. DO NOT waste your time with Regions. *Update: I called the local branch to confirm if I would be able to withdraw my funds today before making the trip. I was told I’d still need to fill out a form. It is called a Signature Card. Once I fill this out, a ticket will be open and worked. This could take 24 hours. Only then will I be able to withdraw or transfer my own funds out of this account. Please choose another bank. I will be closing both accounts with Regions ASAP!



