Rachael
We will see how it goes
Not super thrilled about my claim being handled

If pets are your kids, we’re your insurance.Dog, cat – doesn’t matter.When your kid is hurt or sick, a Pumpkin Pet Insurance plan can help you make decisions based on need, not cost, with up to 90% cash back on eligible vet bills. Count on premium accident and illness coverage, plus an urgent pay service that shows up in the moments that matter most – before you pay for treatment. At Pumpkin, we’re here for wellness too, with products to support the preventive care vets recommend every year, through every phase. You want the best for them. We’re right there with you.
Pumpkin Pet Insurance (pumpkin.care) has 3,829 customer reviews on Five Star Index, with an average rating of 4.8 out of 5.
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Rachael
Not super thrilled about my claim being handled
Bob B.
I just bought the insurance which doesn't begin until 11/1/25. Yet you want me to review it. Heck I have not even received any detailed information.
Jeanette
We haven't used it yet Not until October 16th
Eve
Overall good. But very disappointed on I’m guessing a new change since I signed up since I called in & asked questions on different care options & now apparently things are not covered.
Roger G.
It’s probably too soon for me to make a fair assessment. The staff are wonderful people to communicate with, but so far I have been very frustrated with the reimbursement process. Also, as helpful as the staff might be, there doesn’t seem to be much communication between departments, which causes me to have to resubmit information. I know that it is necessary that they receive details on the doctor visit to process claims, but I am still waiting to receive any reimbursement for care. I will look further into what I may be doing wrong, and give it some more time
Response from Pumpkin Pet InsuranceAug 27, 2025
Thank you so much for your feedback, Roger! Please reach out to our Customer Care Team and we'd love to look into this for you and get your claims wrapped up quickly!
Dorothy
These charges should go against my deductible
Response from Pumpkin Pet InsuranceAug 27, 2025
Thanks for your feedback, Dorothy! Keep in mind there is no deductible for the Preventive Essentials Plan, only the accident and illness insurance. Eligible services covered by your accident and illness plan would first be applied to your chosen annual deductible, then you would receive reimbursement for eligible costs once that is met!
SUSAN
Very fast processing and got my annual paid for quickly. BUT, BEWARE!! My total amount was $175 and my payment was $20/month, so I took a LOSS of over $70. Be sure you will have an annual of more than $240!!
Response from Pumpkin Pet InsuranceAug 13, 2025
Thank you for your feedback, Susan. Please contact our customer care team if you'd like to discuss your wellness add-on and potential changes you may make to your plan!
Donna
I have received and paid the first month but have not received any paperwork. Please tell whoever is responsible to take care of this.
Response from Pumpkin Pet InsuranceJul 23, 2025
Hi Donna! We apologize for any confusion! Please reach out to our customer service team at 1-866-ARF-MEOW (1-866-273-6369) Monday to Friday, 8:00am – 8:00pm EST, Saturday 9:00am-5pm EST. Our team would be more than happy to assist you with getting copies of your policy documents!