Homebridge is a leader in home lending. Our experience and expertise enable us to make the mortgage process faster, easier and more understandable for you. We are focused on making your entire experience a positive one; from loan origination through servicing. These Homebridge Reviews allow us to stay honest, and alert to our customers' satisfaction.
Homebridge (formerly Prospect) (prospectmortgagedirect.com) has 647 customer reviews on Five Star Index, with an average rating of 4.9 out of 5.
Also known as
prospectmortgagedirect.com
Website
prospectmortgagedirect.com
Category
Investments & Wealth
Location
Iselin, New Jersey
Listed on Five Star Index
2026
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Most recent review: October 2025.
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Prospect Mortgage's Mary Jo Sexauer is an awesome Loan Officer
Mary Jo is far and away the finest person to work with when trying to secure a mortgage or a refi. She is trustworthy, accurate, timely, flexible and most important, puts the customer first during the entire process.
We'd recommend to her anyone!
Jack & Pat, Homer Glen
PC
Paulo C.
Be happy 😊
Everything was correct and on time.
Thank you
DH
Debbie Hutchison D.
Prospect Mortgage
I would not hesitate to use them again. David Krolikowski was awesome. I am a new widow and making such a HUGE decision to purchase my forever home was scary. David took a lot of time to explain everything that was happening and also what to expect down the road. I could reach David not only at his office, but by text too. If I had a question at 9:00pm he was available. It meant so much to me that they were concerned about getting the loan that was perfect for me.
DS
Darlene S.
Prospect Mortgage
Very professional, efficient, courteous, expeditious. All around A++ I highly recommend them.
VC
Victor C.
Rachna was Awesome !
Our Loan Officer Rachna Kahna was Awesome. We were so nervous about this whole transaction last time we went through this process was 16 yrs ago when we bought our last house.
From the very beginning she made us feel great after the first 5 minutes of speaking with her We felt a good vibe about her. 95% of the time she would answer her phone and when she didn't she will call us back right away. Texting works great with her too that's is right away.
She has so much knowledge of the mortgage industry. There were no questions that went unanswered through out the whole process.
Her pricing was not only competitive it's actually beat Quicken Loans.
Thank you Rachna. You are AWESOME !
Victor & Josie Cornelio.
LI
Lisa
I was fortunate to find Prospect Mortgage
Both Christian and Rina at Prospect Mortgage were beyond fantastic. From the very beginning They treated me as a person and not " just a number". I was not that "easy slam dunk case". I had flaws on my credit report and there were some questionable issues. Prospect Mortgage were the first ones who even cared enough to ask me what my circumstances were that caused these red flags, and not just assume from the get go, that I was a "waste of time" due to some issues that kept me from receiving a pre-approval from another mortgage company. Even after I received a pre approval, Prospect Mortgage was working with me as I was getting all the paperwork needed. During that time, there would be issues that came up where Rina would need either more explanation or more information. A few of those times I was getting very nervous especially as my closing date was getting closer and closer, and to me, it looked as if something was going to either delay the process or possibly cancel the approval. Rina seemed as if she felt my feelings and nervousness and always put herself in my shoes and made me feel confident that things would go as planned. You see, My life took a 180 degree turn a few years back and I made the decision a year ago to get out of that bad situation, leave home taking absolutely nothing with me except the clothes on my back, and start over on my own. During that year as I began "my new life", one of my goals was to completely take 100% control of my credit and forever keep it as ONLY my responsibility. I was able to not only have almost perfect credit in that 12 month period, I was also able to save enough money for a down payment on my new home. Until Prospect Mortgage, no other mortgage company even asked me, what was clear as day, " How, why, and what" caused such a positive difference in my credit history and my credit score within the last 12 months. I could never thank Christian, Rina and everyone behind the scenes at Prospect Mortgage enough for "not being like everyone else" by giving me the respect to at least look, see, ask and CARE!!!! Thank you again Prospect Mortgage!! I will continually make sure that I promote your company and refer anyone I know who may be now or in the future looking for a home mortgage!!
AG
Alison G.
Amazing Experience
From the start of our home search Damien Todd has been nothing but professional and straightforward with us. This was our first home purchase so we had some set backs but that didn't deter Damien from helping us and Erin Todd from pointing us in the right direction to help us become pre approved. Going forward I was very unsure and we even at one point backed out of a home. Once we made a decision and found the one it was smooth sailing. The communication between them and us was awesome. It was always made clear what was needed from all party's to get us to closing. I can not thank there team enough for all that they did for us.
MB
Maggie B.
Great service and follow-up
The buyers felt very comfortable during the entire process. The transaction went smoothly. I appreciate the communication and follow-up throughout the transaction by everyone at Prospect involved with these clients. Prospect truly cares about its relationships with their clients and Realtor partners.