Personal CapitalReviews of personalcapital.com

Great site to track my net worth, especially when it is going up :)

They asked for this review, so here it is. When I first downloaded the app it was great, but most accounts don’t update correctly or regularly. I read somewhere that they were good at keeping up on this, but in the 4 months I’ve had the app I haven’t seen any of them get fixed and only ones that at one point updated have stop working. Recently they just did a whole style update, which is great but honestly a little frustrating, they should be spending their time making the app work right but instead it just looks better, and still doesn’t work right.

This app gives you ultimate visibility on your financial pictures, where things are growing, and features that give you a birds eye view of your expenses all at the same time. Once you link your accounts you can be in control of your financial picture on a whole new level.

I love this app, putting all your accounts in one place and being able to track them makes life much easier. This app does everything, track my investments, expenses, debt, bank account...you name it. My only suggestion would be to add other big companies like Coinbase in order to track other investments.

My financial stress is way down after using Personal Capital!

Personal Capital has completely changed my relationship with money. It’s an excellent tool for tracking net worth and visualizing the progress I make towards my goals. I use it everyday and you should too.

This works great to keep track of all my spending and making sure I’m on the right track!

One of my worst experiences in talking to a financial adviser. Generally, a financial adviser should be your thought partner and be willing to work together to put a plan that works for you and not push a cookie cutter plan that your computer has spit out based on some broad averages and generic rules. They will ask your risk tolerance and goals (e.g. time to retirement, target monthly expenses in retirement, kids education, etc.) and based on that they come up with a mix of asset classes. Once this mix is determined in up front consultation, they do not change it nor do they change sector allocations for stocks - no matter what economic conditions are, what stock market conditions are. They claim to be using smart portfolio theory, but all they do is allocate the portion of your funds within stock asset class across all sectors in equal weight. Their model is designed to be very tool based. They claim to provide advisory services, but essentially they have hired a bunch of impolite, pushy, largely low caliber "advisers" who basically regurgitate what their tool has told them. if you do not know anything and are just getting started, then they may work for you, but for more sophisticated investors, stay away from their advisory services... not worth it.