Personal CapitalReviews of personalcapital.com

Easy to use, a bit less versatile than I would prefer but checks the boxes with reliable aggregation which is more than can be said for Mint.

I've been using this platform for years and love it! The best thing about it is that I'm able to track all of my financial accounts on here and understand where I am in terms of net worth. I have my doctorate which comes with a high burden in student loans and I set a goal to have a net worth above zero within the next year or so. Using personal capital makes it easy my progress towards that goal.

The overall look/feel of how Personal Capital tracks and manages your finances, in particular your investments, is second to none. It's quick to retrieve data from your accounts, and seems to generally work pretty good. However, if you run into an issue with an account loading data, or anything really, your on your own. Probably the worst customer service on the face of the earth. I've never gotten a resolution for any issues I've had with the software, and some of it is very basic stuff. I have an account that I can't even delete on my own, and can't get a response from CS after 2 months of requests/complaints. Also, don't plan on using this as a budgeting software. Mint is lightyear's better for that.

I love that personal capital can aggregate all my different checking accounts, savings accounts, loans, and investments into one place and give me an at a glance snapshot of my net worth. I checked the app at least once a day and find it very useful.

Great app for managing personal finances, investments and retirement. I have 10+ accounts hooked up to PC and use it almost everyday to stay on top of things. I used Mint in the past however it has fallen behind PC and became an annoying advertising platform. I did try out PCs investment management service however it has a high % mgmt fee vs ROBOs like betterment and wealthfront for about the same performance. I also tried PCs cash service which started out with a high interest rate. The high rate unfortunately did not hold and i had to move my savings into Marcus by GS. If PC can bring to market a high interest checking/savings account along with Betterment style investment management it would be the perfect service. I am also looking for a company to do so with a social/sustainable ESG-like strategy so i can vote with my dollars. Come on PC, you can do it!

I have tried the free portion of personal capital for 4 months now. I have problems with the download of three accounts, one is Raymond James. Not a small company. Downloads did not work well when I was in Mexico for a few accounts. The Raymond James downloaded maybe twice after being in Mexico. It missed a transaction of dividend payed. There is no way to add the transaction to the account. Which means my income for the year is not correct. Also I have some investments that are real estate loans that pay me interest. I have to manually enter those. Which is not a problem, but when I get interest from that loan, I can not enter the data like a quicken check account that increases the amount in the account. I just can change what is dollar amount in that account. No record of interest transaction. I have liked this set up. But with the errors that has happened. And waiting three months for them to correct the download problems. I am now looking for a better financial analysis. I am retired and using this to watch my investments not to plan for retirement.

The capacity for year end review, the budgeting, the easy to use interface, I could go on and on about all the features I love utilizing Person Capital. The bottom line here is JUST TRY IT OUT! I tried it out and immediately fell in love with it. It speaks for itself how easy it is to manage all my lines of credit and investment accounts all in one place.

I like how the it downloads quickly and seems to do it faster and easier than Quicken. I would like it much better if it allowed for entering transactions by hand. That would definitely take it to Five Stars!