Personal CapitalReviews of personalcapital.com

I really like how this app takes all my investment holdings and averages the gain as well as compare against different indexes. Great for tracking my progress

The personal capital app sucks. There is so many syncing and updating errors with my accounts it render it useless. Definitely needs some work.

I started with the online platform two weeks ago...no advisor services needed. At first I was very impressed with the interface and ease of linking accounts.....then it changed. I have had trouble linking two accounts and have submitted web tickets and support emails for a resolution....I'm still waiting. If their support response time is any indication of the service they provide, be wary. I am truly disappointed as I am looking for an alternative to Quicken after 20 years. I'll give it another day or so and then I will be forced to move on. UPDATE: Only two hours after a negative review, I get a response. The response is to submit a support email...which, as I stated, I've done several times. It's disappointing that it took a review to get someone's attention. I really want to like this product. I will update this review as needed. UPDATE 2: Someone reached out and after about a week and several emails, my situation is resolved. As I stated, I want to like this product and can now have full capabilities. If any further updates are needed, I will supply.

I have used PC for 2 years now. It has assisted me in sticking to my planned budget and get a realistic, live picture of where my spending and finances are at. I sometimes get a little frustrated when there is a delay in transactions posting because I cannot immediately update the categories at times. Other than this, I really enjoy personal capital and it is very user friendly. Because it is free it also makes it amazing value!

Looks great so far!. Thanks for the excellent service

If I could rate it zero stars I would. PC business model is not any better than a robo advisor except they charge a hefty advisory fee while your money sits in ETFs. After speaking with the salesman to initially transfer my accounts I was assigned to the advisory TEAM and told to contact them for questions, issues, and support. I spoke with at least 6 PC personnel to get up and running, some better than others, but it is a task to get someone on the phone and you are never guaranteed to speak to the same advisor if you have below $250,000. How is that personal attention (which was promised during my initial calls) The advisory team sold all positions regardless of being positive for several years to put my whole portfolio in ETFs. They would not consider leaving current positions and investing new money in ETFs. Furthermore, when asked how monthly allotment of 350 would be auto invested I got a chuckle from the advisor on the phone as if that little amount was not good enough for their time. Finally, after transferring my accounts back out I have lost the ability to see my remaining accounts. If you receive a call from the PC sales team, hang up quickly or let them know you are not interested in paying fees to park your money in ETFs. Unprofessional and extremely misleading financial services company.

Personal capital has been a game changer for tracking net finances and networth. Not only does it let you set financial goals for retirement but it allows you to track all your accounts so you can really see where you’re at financially with your networth. I highly recommend this financial app to anyone who wants something organized & easy to manage!

Fantastic syncing of accounts across the board. Must work on syncing crypto accounts (Coinbase, Celsius, Kraken, etc.) and do a better job of syncing with US Government accounts (TSP, namely).