Katie G.
DONT FALL FOR IT! As the dog ages the bills come!
Update: After this nightmare, my now almost two-year-old dog cannot get neutered. Every vet that I have called, stated they will not operate or place him under anesthesia for the fear of him not waking up. I tried multiple places and had him on multiple waiting lists, once they saw that report, it was immediately "the risk is high for him not waking up. For the safety of the dog, we will not be operating." Don't even get me started on the monthly ear infections (not my first golden and I have never seen so many ear infections.) and very costly hot spots every 2-3 months. When asked about those it's "oh he has environmental allergies." You have got to be kidding me.... I have spent over $2,000 ( I am sure it is a lot more as you are talking over $300 per visit) in vet bills (not wellness visits) and they just keep adding up. I have to give him special pills to help with the hot spots but they come back which is another vet visit for a shave, treatment, and antibiotics. I have never owned a dog with this many health problems! Their marketing team is great. They get you to believe that you are getting this amazing, adorable puppy by connecting you with "top breeders." WHAT A JOKE! The "breeders" are backyard breeders who do nothing but breed for volume. The "loving care" and "health screened" it's just a mirror to spend your money. You look at these cute puppies, see the prices, and then you make your choice. The salesteam is awesome to get you to spend all sorts of money for your new puppy. The puppy arrives and so does the MASSIVE VET BILLS! My puppy arrived with a severe ear infection. But hey there are 30 days of pet insurance so I can make a claim and get money back… WRONG! "The dog had the infection prior to coverage." Well that didn't work but Pawrade stated that the puppy was checked by a vet and cleared for transport so they will cover it. WORNG AGAIN… "we can't prove the dog arrived with an infection." (Despite the vet visit was ONE day after!) I follow the rules and contract to the T but that doesn't matter. I get ready to neuter my dog "there is something wrong with his heart." I pay a total of $800 for a diagnosis and echocardiogram for my now 15 month old 104 pound dog. Turns out he has heart arrhythmia My first thought "oh he has insurance, they should cover it." DENIED! "ITS A PREEXISTING CONDITION." Well the 3-year health guarantee should help a little because it's genetic. DENIED! "Has to be a level three heart murmur." So now what? I'm stuck with a dog who has a heart condition due to "poor breeding." And massive vet bills plus pain medication monthly now. GO TO YOUR LOCAL BREEDER WHERE THEY DO PROPER HEALTH CHECKS! Save your money and stay away from this place.
Response from PawradeNov 2, 2023
Katie, We are sorry that you are having some health concerns with your pup. I have reviewed everything and I can see that you sent in your initial vet documents after your first wellness visit and there is some medication that is consistant with an ear infection. The documents however do not state a diagnosis of an ear infection and you did not bring this to our attention by opening a health guarantee claim. I have authorized for you to be reimbursed for that expense and you should see that shortly. We also have your documents regarding the heart murmur. Your vet did not grade the murmur which is unusual. Typically a vet will assign a grade of 1-5. You had an EKG performed that states "minor". This is typically a grade 1. Grade 1 almost never requires any further action and often will go away as the pup grows. Grade 2 is also considered minor and typically requires little to no action as well. We have reached out to you and explained that a grade 3 or higher is covered under your health guarantee and that a second concurring opinion is required. We did not tell you your pup is not covered. We did explain the requirements for the claim to be covered. It has been several weeks and we have not heard back form you. Please send any additional documentation and correspondance to support@petpay so that we can keep your claim updated.




