Ceattle and Derick P.
James was great
James was great, fast, and communicated with us very well.

At our core, we are a nationwide financial services company, formed out of passion for improving the lives of medical professionals. Panacea Financial is a company founded by physicians offering a full suite of banking services to physicians, dentists, veterinarians and podiatrists at all stages of their career. Our founding partners and advisory board have decades of experience as practicing physicians and within the finance industry and as a result, we recognize the unique challenges doctors have with traditional lenders. We are partnered with Primis Bank for our banking products, a publicly traded and state chartered member of the FDIC.
Panacea Financial (panaceafinancial.com) has 589 customer reviews on Five Star Index, with an average rating of 4.9 out of 5.
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589 approved reviews, newest moderated first
Ceattle and Derick P.
James was great, fast, and communicated with us very well.
Jerry
Finally a bank that understands the unique financial needs of medical students, residents, and attendings! I applied and was quickly approved for the PRN loan to help with moving expenses and to consolidate some high-interest credit card debt. I was denied loans by other banks due to my subpar credit score and high student loan debt. Once approved, the funds were wired to my bank account the same day. Absolutely amazing customer service. Raquel and Zaria were fantastic. They kept me updated while my application was being processed and made the whole experience a breeze. I even received an email from one of the co-founders, Dr. Palmer, at 4:30 AM EST when I was initially applying because there was an issue with verifying my cell phone number. This is truly unparalleled customer service that I’ve never experienced with other financial institutions. I couldn’t be more grateful!
Samantha T.
Mr. Alex Kugler and the entire Panacea Financial team were absolutely fantastic! I have truly never experienced customer service from a bank like I have with Panacea. Their 4th year medical student loan was so fast and easy to obtain! I highly recommend them for any fourth year medical student who has matched and needs extra funds for moving expenses/ to pay off any debt obtained during fourth year of medical school. This company has the best rates for all loans/refinancing of loans/checking/savings accounts on the market, and I am so happy that I decided to bank with them!! Cannot recommend this company enough!
Megan Y.
Alex was very helpful and guided me with each step. He was thorough and provided excellent communication so there was no long periods of waiting or not knowing what to do next. Highly recommend.
Ib S.
A very streamlined process for loan application. Made it very simple
Seyi O.
Got approved and funds disbursed in 3 days. Excellent customer service that is available 24/7.
Peter B.
Great experience all-around. Quick and easy loan application with all the essentials, great correspondence by the team. Thank you guys for everything, following up with all emails and making the process super smooth. Highly recommend.
Thomas S.
The Panacea team was very helpful and made getting a loan easy.