Terra M.
Seamless process
Seamless process! Saved money!

Welcome to OCHO.We’re building a better way to get insured—one that works for real life. We help you find coverage through our marketplace, then make it easier to start and stay insured with flexible payment options through Ocho Pay. That means lower upfront costs, split payments, more time when you need it, and even a chance to build your credit along the way. We believe insurance shouldn’t set you back. It should help you move forward.OCHO is currently available in TX, AZ, IL, WA, MO, GA and NM.Insurance, built around you.
OCHO (ocho.co) has 239 customer reviews on Five Star Index, with an average rating of 4.6 out of 5.
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Terra M.
Seamless process! Saved money!
Juanita I.
Was very easy very satisfying and works well with anyone's situation the Ocho workers understand that these days things are extremely hard and very ocer priced and they made it possible for me as a poor person to get insured thank you Ocho staff and owners greatly thankful and would recommend Ocho to anyone in a tight situation
customer
Love how easy an fast it was setting up my auto insurance! How cheap the down payment was as well was a blessing !
Response from OCHOSep 4, 2026
Thank you so much for the great review! We're so happy we could get you a low down payment on your auto insurance.
Barbara S.
I was looking for reasonable prices the quote came up that could afford and really liked it that I could pay biweekly set it up on my pay days. Thank you Ocho
Renella R.
With the high cost of auto insurance it's such a blessing being able to pay the payments out and not have a huge payment.
Response from OCHOAug 31, 2026
Thank you so much for taking the time to review us, Renella. We're so glad we could help you get affordable car insurance!
Jorge N.
I love the fact that I was given a great policy. Thank you
Response from OCHOAug 31, 2026
Thank you for being a great customer, Jorge! We really appreciate the review.
Semya W.
My down payment was still higher than I expected, but overall they are a legitimate company and if your credit is good, you may can get the zero down😊!
Response from OCHOAug 29, 2026
Thanks for the honest feedback and for the kind words! You're right that down payment amounts vary based on individual factors like credit history. We're really glad you had a good overall experience with us! If you ever need anything, just reach out! — The OCHO Team
Dallas
Super fast past easy to use great prices and reliable
Response from OCHOAug 29, 2026
Fast, easy, reliable car insurance at a great price. Thanks for choosing OCHO! — The OCHO Team