OCHOWelcome to OCHO.We’re building a better way to get insured—one that works for real life. We help you find coverage through our marketplace, then make it easier to start and stay insured with flexible payment options through Ocho Pay. That means lower upfront costs, split payments, more time when you need it, and even a chance to build your credit along the way. We believe insurance shouldn’t set you back. It should help you move forward.OCHO is currently available in TX, AZ, IL, WA, MO, GA and NM.Insurance, built around you.
OCHO (ocho.co) has 239 customer reviews on Five Star Index, with an average rating of 4.6 out of 5.
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Sasha F.
They have great prices and very affordable and will help budget your expenses
Response from OCHOApr 8, 2026
Really appreciate you sharing this, thank you! We're glad to hear the pricing feels affordable and that the payment options are helping you manage your budget. That’s exactly what we aim to make easier. We’ve got you if you ever need anything.
Dr. Lloyd E Gould J.
Very user friendly and quick.
Response from OCHOApr 8, 2026
That’s exactly what we like to hear. Glad it felt user-friendly and quick from your side. If you ever need anything, we’ve got you.
Mario T.
Great Job!!
Response from OCHOApr 8, 2026
We’ll take that, thank you! Really glad you had a great experience. If you ever need anything, we’ve got you.
Phillip Ruiz R.
Excellent and good service, and the customer service is very professional and willing to help.
Response from OCHOApr 8, 2026
Really appreciate you taking the time to say this. Glad to hear the service has been smooth and that our team has been helpful and professional, that’s exactly what we aim for. We’re here anytime you need us.
Shelly G.
Ocho allowed me to have a lower down payment and option to pay the full 6 months off at one time. I absolutely love this app and company.
Response from OCHOApr 8, 2026
This is great to hear. Having the option to start with a lower down payment or pay the full 6 months upfront is exactly the kind of flexibility we want to give. Glad it’s working well for you. We appreciate you being with us, and we’ve got you if you ever need anything.
Maria
I was able to get insurance policy for a small down payment, all from the comfort of my home.
Response from OCHOApr 8, 2026
Love this. Getting insured from home with a low down payment is exactly the experience we’re aiming for. Glad it was simple and convenient for you. If you ever need anything, we’ve got you.
Louis W.
Well what I thought was so pleasant is that I didn't have a hundred insurance companys calling me and selling me there insurance. I filled out a few details and it seemed like in minutes I had insurance and also not having to put a large sum down at one time and have another in two weeks it was a small down payment and was able to break down my monthly payment in two parts thanks to you it was possible to get the coverage I needed thank you so much
Response from OCHOApr 8, 2026
This is exactly what we love to hear. No spam calls, no pressure, just a simple process where you can get covered in minutes. And being able to start with a small down payment and split the rest into manageable payments makes a big difference. Really glad we could help you get the coverage you needed. We’ve got you anytime you need us.
Kristen L.
I liked i can split it into two payments and that it was reasonably priced
