Ericka M.
Quick fast and straight to the point.
Quick fast and straight to the point.

Welcome to OCHO.We’re building a better way to get insured—one that works for real life. We help you find coverage through our marketplace, then make it easier to start and stay insured with flexible payment options through Ocho Pay. That means lower upfront costs, split payments, more time when you need it, and even a chance to build your credit along the way. We believe insurance shouldn’t set you back. It should help you move forward.OCHO is currently available in TX, AZ, IL, WA, MO, GA and NM.Insurance, built around you.
OCHO (ocho.co) has 239 customer reviews on Five Star Index, with an average rating of 4.6 out of 5.
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Ericka M.
Quick fast and straight to the point.
Jenny
Little to expensive
Response from OCHOMar 24, 2026
We appreciate your feedback. Keeping costs manageable is important, and we understand that price plays a big role. Insurance premiums are set by the carrier based on factors like location, driving history, vehicle, and coverage level, but we’re always working to help you find the best option available. If you’d like, we can take another look at your policy and see if there are any ways to lower your premium or explore alternative options. Feel free to reach out to us, we’re happy to help.
Paula P.
It’s nice having it split into payments. I had asked for glass coverage zero deductible and was told they would get back to me No one did Would love to see when each renewal you get a reward idk what to expect if anything would have to require using my insurance vs paying for the premium Thank You
Response from OCHOMar 24, 2026
Thanks for your feedback. We’re glad to hear the split payment option has been helpful! We’re sorry we missed the follow-up regarding glass coverage with a zero deductible. That’s not the experience we want you to have. Our team will be in contact with you, and we’ll make sure this is reviewed and get you a clear answer as quickly as possible. Regarding rewards at renewal, we appreciate the suggestion. While we don’t currently offer a renewal reward program, we’re always looking at ways to improve the experience and pass along value to our customers. If you ever have questions about coverage options or what to expect at renewal, we’re here to help and happy to walk you through it.
Nakkia C.
They were very quick. I had insurance within an hour.
Response from OCHOMar 10, 2026
Thanks for sharing your experience! We're glad we could help you get car insurance quickly and make the process simple. Getting drivers covered without long waits is always our goal. We appreciate you taking the time to leave a review and are happy OCHO was able to get you insured so fast.