We started Nibbles after one of us got a vet bill that turned a scary night into an impossible choice. The diagnosis was hard enough. Deciding whether we could afford the care made it worse.We knew that moment was not rare. Most pet families have lived a version of it, or are dreading the day they will. So we built the thing we wished we had: a card that helps with the cost of care before the emergency, not a stack of paperwork after it. Pets are family. No one should have to choose between their pet and their budget. Apply today
Nibbles (nibbles.com) has 207 customer reviews on Five Star Index, with an average rating of 4.0 out of 5.
Also known as
nibbles.com
Website
nibbles.com
Category
Insurance
Listed on Five Star Index
2026
About these reviews
Replies
The company replied to 73% of reviews.
Latest
Most recent review: October 2026.
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It was easy to apply and the approval was fast. (My cat is q2 years old, not 13. Can you correct it?)
Response from NibblesFeb 28, 2026
Yes! Fast and easy application process. We can definitely help correct your cat's age. One of our friendly agents will reach out to you shortly, if they haven't already.
AS
Averthith S.
How to have a frustrating experience.
How to have a frustrating experience.. I am on day 21 of trying to get the insurance filed. Nibbles ONLY has foreigners doing support. The conversations go like this,
"Uhm, hi, thank you for calling Nibbles. Uhm, how can... uhm.. how.. can I... uhm... help?"
I reply, "I took my pet, Annie, to see the vet on Feb 5th and used my Nibbles card. However, I never received an email to file the claim. I've been calling every day and keep getting told that I'll get an email within 24 hours. I never have. I've checked my spam too. I'm receiving your other promo emails."
Agent: "uhm.. ok.. so you want to.. uhm.. call for the insurance on your Nibbles card? Is that.. uhm.. righhhhtt?"
Me: "yes"
Agent: (high pitch sing songy) "ooookayyyyy, did you use your Nibbles card?"
Me: "I said I did. Yes."
Agent: "Uhm.. oookay.... soooo... uhmmm... uhmm... let me see, uhmmm.. so you uhmmm... used the card when you took your pet to the vet?"
Me: "Again, yes."
Agent: "uhm. ok. So if I understand you have the Nibbles card and you used the Nibbles card when you took your pet to the vet. Which pet is it?"
Me: "Annie, the one who is insured."
Agent: "uhm. ok. So if I understand.. uhm... you have the Nibbles card and you used the Nibbles card when you took your pet, Annie, to the vet. Am I right?"
I seriously wish I was joking.. I am literally typing this verbatim as I am speaking to this person.
Now she says, "Jamie is the ONLY one who uhm... handles... uhm, the... uh... insurance claims. So she might be uhm.. backed up with uhm.. claims or... uhm something."
This company is a JOKE! I asked for someone in America, "(Agent giggles) uhm, yes, I am in the uhm... yes, you are already speaking to someone... yes"
Me: "I lived in Guam many years, your Filipino, not American. I need someone who can understand the issue of having to call daily and being given the run-around."
Agent: "Oh, yesssss (giggles with a high pitch)."
Nothing is getting resolved. It's as though they hire people who want to irritate and agitate customers so we drop claims. Nope, I'll fight this all the way to court. I followed all the required steps, they need to learn about follow-through.
I expect this claim to be paid. They'd better expect me to raise hell if they try to pull one over on me.
Response from NibblesFeb 27, 2026
We're sorry to hear about your experience and apologize for any frustration. One of our Sr. Agents will reach out to assist you further if they haven't already.
CU
custome
Quick easy app
The app is so easy to work with
Response from NibblesFeb 27, 2026
Yes it is! Thanks for sharing.
TM
Tony M.
Simple process to register our new Puppy.
Simple process to register our new puppy and get him covered almost immediately. Went to vet the next day and the initial puppy visit was covered as described in the paperwork and a check is on the way
So simple and easy. I plan on adding other dogs to this policy.
Response from NibblesFeb 27, 2026
Glad to hear! Thanks for sharing.
SC
Susan C.
I am very surprised that a credit card…
I am very surprised that a credit card company is closed Sat and Sun. Need to speak with someone and it is important.
Response from NibblesFeb 23, 2026
Hello! We recently extended our support hours which now includes Saturday. Give us a call or eamil us at [email protected] and we'll be happy to assist you.
PL
pamela L.
Quick and easy
Quick and easy
Response from NibblesFeb 23, 2026
Yes it is! :)
GR
Gregory R.
Took my dog to the vet used nibbles for…
Took my dog to the vet used nibbles for the charges. Nibbles contacted us quickly to set up a claim for the charges.