Payless USA LLCReviews of myplusa.com

The thing that calls you is a machine, cannot understand questions,just sticks to its script.

I should of known that this was too good to be true. They sent me letter saying that they would offer me an affordable loan to wipe down my cards very tempting so i applied my phone does not stop ringing. I gotta call from a specialist threw them i talked with him and i told specifically what i needed of course they wanna put me in a debt consolidation program instead of saying you have a loan and they stretch to make you look like you be forever in debt and intrest so you can feel bad and accept the offer. The offer they made to me to take my cards off me and so i won't have to pay the creditors i mine as well keep paying the intrest. Id rather you guys be upfront then scam people. I should of went with my gut instinct do not do it.

Biggest scammers!!!! Tried to do a bait and switch to try to convince me to do a debt resolution program instead of an actual personal loan!!! Dont do it!!! You can do the negotiating yourself with your creditors and save your credit without having to pay a fee !!! What a joke!!!!

Like so many others on here, I received a flyer in the mail. Of course it looked too good to be true, but being a glutton for punishment, I filled out the very short app. As soon as I hit enter, the phone rang and it was Payless USA. Well, knowing this is how debit consolidation and debt relief companies work, I didn't answer the phone. Should have gone to Trust pilot first to check the company out. "This is just a consultation...", they want all your debt info and then will pull your credit report. If they don't do the debt consolidation, then they send you to debt relief or consolidation company like Americor, Beyond Finance, National Debt Relief or too numerous to say companies. Debt Consolidation is fine if that is what you want to do, but this is a bait and switch company. They will not give you a loan as won't the other companies mentioned. They shouldn't be saying you can get this low interest loan for thousands (not with the credit you get the letter for) when all they will do is broker you out.

This is not a loan company, this is a company that is a debt resolution company, not a lender, it’s fraud! Don’t fall for it!!!! They should be up front n say who n what they really are, I would not have let them pull my credit score which has went from a good now to fair!!!! N the Rep. was nice but condescending n reprimanding.

SCAM. NOT A LENDER. DO NOT CALL, DO NOT PICK UP THE PHONE. NO INTENTION TO LEND MONEY. DEBT CONSOLIDATION ONLY, NO LOAN. BAIT AND SWITCH!!!!

Do not trust this company.

Misleading offers. Received a mailer for a considated loan option. Once called, Was referred to Americor who just handles debt consolidation. Beware of what they say and wary they will probably mislead you.