Our mission is to help every American find a solution that will help them reach their financial goals. Utilizing state-of-the-art technology and result driven strategies to assure success for every financial situation.
Payless USA LLC (myplusa.com) has 33 customer reviews on Five Star Index, with an average rating of 2.8 out of 5.
Also known as
Payless USA, myplusa.com
Website
myplusa.com
Category
Credit & Debt Services
Location
Newport Beach, California
Listed on Five Star Index
2026
About these reviews
Replies
The company replied to 36% of reviews.
Latest
Most recent review: September 2026.
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Reviews are shown as their authors wrote them. The company can reply, but cannot edit them.
Score
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I receive several calls a day from different numbers at all hours of the day amd night. I have told them they have the wrong person and they keep calling me. I have blocked atleast 7 numbers and they will call from new numbers. This should be illegal.
BC
Brooke C.
This company relentlessly harasses me…
This company relentlessly harasses me multiple times a day every day and even in to the late evening. I have told them I am registered on the do not call list. I will have my attorney file a law suit for the harassment and breaking the law. This will never end until we all come together to stop the abuse
LC
Linda C.
Crank calls from Payless
Someone from Payless has attempted to call me from 10 different #'s over the last two weeks. My carrier, Verizon blocked the calls, but that allows the poor, bored person to leave msgs. The voicemails are modulatedI and unintelligible and the same each time. I have called all the #'s he has called me from (computer generated #'s), and each time the answer was a recording for Payless. I had the option to press #2 if i wished to remove my # from the call list, which i have done, and blocked each successive # from my phone, so between verizon and i, we will at least frustrate the poor, sad, man with no life.
JG
John G.
They say rates as low as 5.99% but they…
They say rates as low as 5.99% but they do not disclose a 10.99% service fee for the loan
AU
Aunte
payless usa llc called me to offer…
payless usa llc called me to offer assistance with my credit card debt. Before beginning any work, they charged me a $399 setup fee and promised to cut my balances in half. After that, I followed up with no updates, no calls to my creditors, and nothing. I subsequently discovered that these upfront costs for debt relief are prohibited by federal law. They took my money and produced nothing. Steer clear of this business.
LC
Lois C.
Rude and unprofessional
they mailed a pre-approval to me, I inquired with them, this man, belittled me throughout the entire phone call, told me I had poor credit management, once I questioned why he was asking certain questions that had nothing to do we a consolation loan, he became defensive and spoke to me like I was trash and he was the most intelligent man alive. This company isn't in the business to help or lend money, they feel the need to humiliate and act as though their services are needed, and they are the only lender out there. I have never been talked to so rudely in my life. Also, I called yesterday with questions and the gentleman just hung up on me.
I'm telling you this isnt normal, this business has to be fake, there is no way that employees talk and treat people this way, I actually thought I was being punked.
ES
Erik S.
The thing that calls you is a machine
The thing that calls you is a machine, cannot understand questions,just sticks to its script.
PS
philip S.
No thanks
I should of known that this was too good to be true. They sent me letter saying that they would offer me an affordable loan to wipe down my cards very tempting so i applied my phone does not stop ringing. I gotta call from a specialist threw them i talked with him and i told specifically what i needed of course they wanna put me in a debt consolidation program instead of saying you have a loan and they stretch to make you look like you be forever in debt and intrest so you can feel bad and accept the offer. The offer they made to me to take my cards off me and so i won't have to pay the creditors i mine as well keep paying the intrest. Id rather you guys be upfront then scam people. I should of went with my gut instinct do not do it.