Kemala F.
I highly recommend using MOS.
I highly recommend using MOS.

Reasons why students choose Mos: Banking with no fees Access the largest scholarship pool in America Find free money for school and life Real human experts help you save on college Send and receive money instantly Over 50,000 fee-free ATMs Learn More Mos is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank; Member FDIC. The Mos Visa® Debit Card is issued by Blue Ridge Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
Mos (mos.com) has 229 customer reviews on Five Star Index, with an average rating of 4.7 out of 5.
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Claim this listingEducation Services · San Francisco, California
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Education Services · Arcata, California
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Education Services · Fremont, California
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Education Services · Irvine, California
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229 approved reviews, newest moderated first
Kemala F.
I highly recommend using MOS.
Kennedy D.
If I could give negative star rating, I would. This mockery of a company has single handedly destroyed my life and has demolished my quality of life to a point that I don’t think I’ll ever be able to recover from. It started when I was awarded with a scholarship for law school (outside and unrelated to mos.) This investment in me and my prospective future career was awarded to me by a very prominent attorney in the state of which I, too, reside, Texas. I knew when a wire transfer should be visible in my account just like I knew the applicable cut off times from both financial institutions. The last day arrives for me to register for a very very important academic venture. The investment /scholarship was sent the day prior via wire transfer. This means that any reason person would know that the wire would then arrive the following day from 1030 am to 1230pm as indicated by the federal reserve and evidenced by my personal experience. I have received around 400 wire transfers in my adult life and every single one of them were I’m available in my account at the financial institution to which I was associated with at the time, but not MOS. While I am aware it is not a financial institution in and of itself, the ONLY way you can seek any assistance, even for your financial assistance, is through the app with a “advisor”. This advisor is assigned and remains constant throughout your mos experience. This should have been red flag number 37366363626363 but it wasn’t. I was hopeful in the mission mos had so I tried to remain positive. The wire transfer I was set to receive was 7500.00. So 3:45 pm arrives and the financial office of my university closes at 430 and this day was the last day to pay for enrollment for a very very important program in my law school career. I messaged my “advisor” and his answer was the same answer as literally it had been every time I asked a question about anything pertaining to my bank account and this answer is as follows: “I have reached out to my team and will provided you with an update as soon as I get a response” I’m trying to remain calm, but to no avail, I lose it. I really lose it as my patience had been on the exponential decline for months because of the sheer negligence I have experienced prior to this day. I lost it, I cussed, I said they were incompetent, unprofessional, disgusting, criminal, and tons of other things. Now, be advised I have read every single word of all binding agreements that mos has published and that I agreeed to upon opening an account and while this may seem to be “understood” nothing about “disrespectful behavior” is even mentioned in any of said terms and conditions or user agreement. 515 pm rolls around and I have Since lost my window to enroll in a once in a lifetime opportunity at my law school. I’m addition to this loss, my wire transfer is still not showing up in my account when I receive word from my “advisor” that my account has been closed due to disrespectful behavior. I was actually not mad at this at the time it occurred bc I knew I lost my cool and because the 7500 wire was not in my account upon being told it had been closed, so I thought this was a blessing in disguise. Thankfully I would no longer be having to suffer at the hands of such a terrible terrible company. I could just use my other bank account and hope I can pay a day late for my college. The following day around 12, the bank calls me to let me know that the wire transfer had successfully gone through to my account the day before at 10:47 am!!! So I log back into mos account and it indicated to me my account was closed, but something had changed, my balance was now 7500 higher than close of business the previous day. I was livid. I have been begging and begging for instruction or a status update of a balance refund check for a week now and have lost completely my chance to enroll in school for the mini semester of which will cause me to lose my Internship and it is snowball effect from there. PLEASE, if you are a student, please do not trust these people if I can help save one person from the sheer agony this place has caused me my pain will be worth it. Please please please go elsewhere there are tons of resources much better than mos and for heavens sake do not bank there. Mos has ruined my life as I knew it and has caused me and is still causing me so much mental anguish I truly don’t know if I’ll be able to recover from it. I have slipped into a depression and it has taken all of the fight out of me they win. They have beaten me. I literally am so depressed I cannot even fight for my own money that they have stolen from me they have stolen my prospective college career from me and they have stolen my perseverance and my sense of purpose from me. I don’t even want to live anymore. Please don’t allow them that opportunity to do the same to you. I truly hope I can keep just one person from this hell.
Response from MosNov 3, 2022
Mos does not tolerate harassment of its representatives. We’ve ensured this user has received the funds mentioned in their review and this account has been closed due to misuse.
susan S.
An amazing customer experience which these days, especially in this country is rare. Checked by email that they ship overseas , very quick response. Ordered and the large item was with me in the UK in 7 days. The tracking information was the best I have ever had. I knew exactly where it was and when. Would definitely recommend and will buy again.
Naa
I love the representatives at mos they are very helpful. Life was hard but mos came through for me. They looked at my financial aid and noticed I could apply for more aid . They helped me get $2000 more than what I was expecting. I am very grateful!!
Response from MosMay 12, 2022
Thanks so much for the review and congrats on scoring an additional $2,000 in aid for college!
Sharon M. R.
My experience with MOS was positive, even though I did not get a scholarship. Honestly, it was not due to my rep Rima because she was wonderful. She was very attentive and helpful; I just didn’t have the time to apply for everything she recommended. Also, I didn’t qualify.
Response from MosMay 12, 2022
Thanks for the review! We’d love to help you try to get some extra aid and scholarships for the ‘22-’23 school year. In case you haven’t heard, we built a fee-free banking app for college students like you and made all of our financial aid services free as a perk of the bank. Head to the App Store or Google Play to check it out!
Kiara W.
My advisor, Cyrine helped me with every step of the way with my process of applying to school. I absolutely love her professionalism and how constant she was with getting me all the information I needed. If anything I needed to be a better communicator. Also, the Mos Discord Is a great way to keep up with updates and scholarships opportunity. I definitely will recommend Mos to anyone going to school. 😊
Response from MosMay 12, 2022
Thanks for the review and for joining us on Discord! We're so happy to hear you had a great experience with your Financial Aid Advisor!
T. F.
Mos has been great What I like is about Mos they stick with you not ghost you. My advisor at Mos has been helpful in assisting me with finding the right scholarships and funding for college. Go Mos!
Response from MosMay 12, 2022
Thanks so much for your review! ICYMI, we launched a fee-free banking app that gives students like you all of our financial aid services as a free benefit of the debit card (plus other ways to earn and save in school, like cash back rewards and $$ when you refer friends). Check it out in the App Store or Google Play!
thia W.
Words cannot explain how amazing this group is! They gave me a mos advisor that was super helpful and I trust so much! She was always there for me and helped me earn so many grants for college and was ready to give me a new scholarship for me to do! You won't regret signing up with Mos, take a leap of faith!
Response from MosMay 12, 2022
Thanks for the review! Have you had a chance to check out the new Mos yet? We launched a free banking app that brings you all of our financial aid services for free. There are no fees involved, plus we have a few ways to earn a little extra money (like cash back rewards and referral bonuses). Head to the App store or Google Play to check it out!