Mondy Friend Capital (MFC) specializes in guiding business owners through every stage of their development, from startup to expansion. Our tailored growth solutions are founded on a deep understanding of the market, strategic relationships, and thorough planning, ensuring that each strategy is precisely aligned with the unique challenges and opportunities of your business.MFC excels in providing business development, growth solutions, and capital access consulting services. We offer expert insights and innovative strategies, focusing particularly on credit conversion, to bolster your business initiatives. Whether you are launching a new venture or seeking to enhance existing operations, our team is dedicated to transforming your business aspirations into tangible results.We deliver personalized strategies, expert guidance, and comprehensive support—your blueprint for growth—to ensure sustainable success. Making your growth our mission, we invite you to explore our services and learn how you can unlock new opportunities for remarkable achievements in your business.
Mondy Friend Capital (mfcapitalco.com) has 138 customer reviews on Five Star Index, with an average rating of 4.6 out of 5.
Also known as
mfcapitalco.com
Website
mfcapitalco.com
Category
Sales & Marketing
Location
Winchester, Massachusetts
Listed on Five Star Index
2026
About these reviews
Replies
The company replied to 24% of reviews.
Latest
Most recent review: April 2026.
Edits
Reviews are shown as their authors wrote them. The company can reply, but cannot edit them.
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Unfortunately, only thing I can give as for working with them is I am unable to reach anyone and reading these recently posted reviews I can understand why I should be happy to say this.
Multiple times over spam of a few weeks I have been trying to reach out to start my c.c. liquidation.
However, I am so sorry for those who are still waiting for your funds. I am definitely seeking other services now seems they aren't the same company I researched awhile ago.
Response from Mondy Friend CapitalSep 19, 2025
Hi,
We’re sorry to hear about your experience and understand how frustrating it must have been to feel you couldn’t reach us. While we have successfully served thousands of clients over the years, there are times when third-party partners or high service volumes can cause delays in communication. That said, we remain committed to keeping open lines of communication and ensuring every file is resolved with transparency and accountability. Your feedback is important, and we’ll continue to lead our community by addressing issues directly and improving where needed.
Best,
MFC
KC
Kynly C.
Be careful who you choose to work with
Be careful who you choose to work with. I paid this company $5,000 for a service, and after waiting 30 days with no results, they completely fell off the map. When I finally heard back, the only response I received was that my account had been placed in a “restricted status” by their payment provider due to “risk and compliance.”
That was their excuse for not delivering what was promised. No refund. No clear solution. Just a canned message telling me to email support.
This experience has been extremely frustrating and costly. I would advise anyone considering this company to think twice before handing over your hard-earned money.
Response from Mondy Friend CapitalSep 11, 2025
We’re really sorry for the frustration you’ve experienced and truly appreciate you bringing this to our attention. Right now, some unexpected slowdowns with our third-party partners have disrupted the usual timeline we work hard to maintain.
Our track record spans thousands of clients over the years, and situations like this are rare—but we know that doesn’t make it any less frustrating when it’s your file on the line.
Please know that we’re monitoring your case closely and doing everything we can to get things back on track. If you’d like an update or have any questions, don’t hesitate to reach out—we’re here to make sure your file is fully taken care of.
Warm regards,
Mondy Friend Capital
JG
Jamie G.
Would NEVER recommend…still holding MY money after 23 Business Days
Horrible experience and would NEVER RECOMMEND YOUR COMPANY! Still haven’t received our money. Signed contract on Aug 7th saying their process takes 7-14 business days. Still getting the run-around at Business Day #23 (Sept 9th). Company removes money from your credit card (s) immediately and then gives BS reasons for keeping your money for weeks BEYOND the time you agreed upon.
Funny on top of that…they send an email the day after you sign the contract asking you to give them a review! I’m SO GLAD I didn’t…and waited.
From the looks of other current/recent reviews - they’re holding quite a few people’s money beyond the limit we all signed for.
Response from Mondy Friend CapitalSep 11, 2025
Thank you for sharing your feedback, and please accept our sincere apologies for the frustration this situation has caused.
Unfortunately, we’re currently facing delays from third-party partners that have affected the timeline we had originally agreed upon.
Over the years, we’ve successfully served thousands of clients, and while we do everything within our control to keep the process smooth, external delays can sometimes impact the experience.
Please don’t hesitate to reach out directly with any questions or concerns—we’re committed to ensuring your file is fully resolved and handled with the care you deserve.
Best regards,
Mondy Friend Capital
NM
Nik M.
For me this is scam for now. Be careful
They promised me 1–2 weeks of processing, but now it’s been 38 days and I haven’t received a single dollar. Every time I ask, I just get the same answer: “Wait one more week.” This is going for the second month straight.
For now, it feels like they just took a large amount of my money without doing anything. The lack of transparency and fake promises every time make me feel scammed. I’m preparing to escalate this with the BBB and take legal action. I’m adding this review as leverage, hoping it brings attention and helps me finally get the funds I was promised. Will update/remove later.
Response from Mondy Friend CapitalSep 4, 2025
Thank you for your response. As outlined in our process, payouts are started within 7–14 working business days, which is clearly noted prior to onboarding and payment.
In some cases, external factors may cause delays, but we remain transparent and responsive throughout. Please know you are entitled to a full refund, and our team is here to assist you every step of the way.
— Mondy Friend Capital
SC
Scott
Going on a month and it appears they…
In response to their response. I am just trying to get my money. Today date 9/11/25. I still do not have my money. They keep giving excuses. It appears to be a ponzi scam and it involves Lexington capital and possibly Chase bank. Be aware. This is a scam. Going on a month and it appears they just took my 40,000. The 7 to 14 days is not accurate. I have waited a month and now I have to get council involved to retrieve the money they took from me. I do finance for our company and things aren't adding up. I keep getting the run around with AI generated responses.
Response from Mondy Friend CapitalSep 4, 2025
Hello,
Thank you for your response. As noted in our process, payouts are initiated within 7–14 business days. In certain cases, external factors may affect timing, though we remain transparent and responsive at all times. You are entitled to a full refund, and we are here to assist you throughout the process. Please let us know if any further information is required.
— Mondy Friend Capital
DH
Daniel H.
I had a great transaction with MFC
I had a great transaction with MFC. I was able to use 30k to expand my small business. The process was smooth, the communication was outstanding, and johnny was able to satisfy my needs tremendously. It was great. I highly recommend!
CM
Cory M.
Helped me liquidate fast
Helped me liquidate fast! You guys are the best, very trustworthy and fluent on the phone as well! Thank you again for the help funding my biz.
DB
Douglas B.
Not what I hoped for.
I have only used them twice now for their Credit Conversion Services. They offer a turnaround of between 7 to 14 business days. The salesperson leads you to believe it will be quick and easy. The first time, I had to hound them just to get my money, and it still took them 17 business days, which is actually 3 weeks. This time, I am only doing one card and a small amount. The salesperson went on about how this should be a real quick turnaround. We are currently on business day 12, and tomorrow is Saturday. They suck a customer service in many ways. Difficult to get in touch with them, they prefer emails, but they do not respond to the inquiry. To talk on the phone, you have to make an appointment for the next day, and here too, the person returning the call is a salesperson who is of no help. Just plan on this process taking a month to get the funds, and if you try to find out why it is taking longer than hyped, be prepared to listen to lots of excuses. They have all sorts of things to blame within the company's structure.
Aug 16: Their response is not accurate in the facts. Also, the notice on Saturday regarding the funds being sent, in the banking world, means Monday at the soonest the funds will be in my account.
Response from Mondy Friend CapitalAug 16, 2025
Hi Douglas,
Thank you for your response. I’d like to clarify the timeline and process regarding your file. Your file began on July 31st, was completed on Saturday, August 16th, and will land Monday—placing it well within the 7–14 business day window outlined from the start. As noted in the form, onboarding call, and onboarding email, we communicate that funding begins within 7–14 business days.
Throughout the process, our team sent multiple texts and emails, though we received limited correspondence on any of the recorded lines or email threads. To recap key points:
-We held your onboarding call on July 30th and spoke again on July 31st.
-On Friday, August 8th, you scheduled but then canceled a follow-up call. We immediately sent a memo inviting you to rebook at your convenience.
-On August 15th, you attempted to call after business hours, at which time no one was available in the office.
Your file was completed within the promised timeline, and all inquiries made during business hours were addressed promptly. Naturally, after-hours calls could not be answered. Per the signed agreement, your file has been fully handled and completed.
We regret that your experience led to a one-star review across platforms. While we appreciate all feedback, we had hoped for a more collaborative process and outcome as a valued client of Mondy Friend Capital.
Best regards,
Mondy Friend Capital
